The Difference Card’s suite of products includes:
Medical Expense Reimbursement Plans (MERP)
- Saving employers 18% by administrating a partially self-funded plan designs that combine multi-line benefits such as doctor’s office visits, urgent care, emergency room, hospitalization, surgery, mental health, pharmacy, dental and vision coverage.
The Difference Guarantee
- Financial protection for our customers by capping their claims exposure and transferring risk to an A rated insurance carrier.
Difference Card Wellness
- An incentive-based wellness program to encourage healthy behaviors and drive down the cost healthcare long term.
Health Savings Accounts (HSA)
- Triple-tax advantaged savings account with top tier investment options for employees.
- A new dental solution that can solve the problem of high fixed premiums.
Health Reimbursement Arrangements (HRA)
- An employer-funded account, which gives members access to a fixed annual amount to help pay for healthcare expenses.
Flexible Spending Accounts (FSA)
- An employee-funded account that allows members to pay for healthcare expenses on a pre-tax basis.
Commuter Benefit Plans
- Commuter savings solution to fund mass transit, ride sharing and parking expenses on a pre-tax basis.
- ERISA compliant plan documents, premium only plans, summary plan descriptions, wrap documents and non-discrimination testing.
Difference Benefit Admin System
- With the Difference Benefits Admin System, you will have access to our Online Enrollment Services Platform and COBRA Administration