Case Studies – Employer Savings

See The Difference: Proven Results for Our Employer Groups

Are you tired of seeing double-digit health insurance increases year after year and being forced to take away benefits from your employees to cover the rising cost of healthcare?

The Difference Card works with employer groups to save them money off their healthcare spend, all WITHOUT the need to change benefits.

Higher Education Client

First Year Savings

  • 471 employees enrolled in the health insurance plan
  • Saved 23% in health insurance premiums
  • Their expected costs by using The Difference Card were -11% under current costs, while improving benefits & out of pocket costs.
  • They added financial protection with The Difference Guarantee. Their maximum spend was less than their current costs.
  • The client realized $1,235,953 in savings while keeping premium contributions the same.

Healthcare Industry

First Year Savings

  • 162 employees enrolled in the health insurance plan
  • Faced with a 15% increase to insurance premiums at renewal time
  • Received a 24% reduction in fixed premium from the health insurance carrier by moving to a plan with higher copays & a higher medical deductible
  • Expected renewal was 2.6% while improving benefits & reducing employee premium contributions.
  • The client realized $157,276 in savings.

Manufacturing Company

First Year Savings

  • 47 employees enrolled in the health insurance plan
  • Faced with a 14% increase to insurance premiums at renewal time.
  • Received a 34% reduction in fixed premium from the health insurance carrier by moving to a plan with higher copays & a higher medical deductible.
  • Expected renewal was -3% while keeping benefits the same & reducing employee premium contributions.
  • The client realized $110,478 in savings.

Law Firm 

First Year Savings

  • 44 employees enrolled in the health insurance plan.
  • Faced with a 10.4% increase to insurance premiums at renewal time.
  • Received a 35% reduction in fixed premium from the health insurance carrier by moving to a plan with higher copays & a higher medical deductible.
  • Expected renewal was -13% while keeping benefits the same & reducing employee premium contributions.
  • The client realized $236,821 in savings.

Snow Removal Company

First Year Savings

  • 215 employees enrolled in the health insurance plan.
  • Faced with a 15.6% increase to insurance premiums at renewal time.
  • Received a 39% reduction in fixed premium from the health insurance carrier by moving to a plan with higher copays & a higher medical deductible.
  • Expected renewal was -7.6% while improving benefit & keeping employee premium contributions the same.
  • The client realized $573,190 in savings.

Non-Profit Client

First Year Savings

  • 173 Employees enrolled in the health insurance plan.
  • Faced with a 36.1% increase to insurance premiums at renewal time.
  • Received a 46% reduction in fixed premium from the health insurance carrier by moving to a plan with higher copays & a higher medical deductible.
  • Expected renewal was 11% while employee contributions had a minimal increase.
  • The client realized $510,250 in savings.

Savings Year After Year

The Difference Card isn’t just a bandaid for a tough renewal for one year.  The strategy is a multi-year savings approach to control the increase in cost of healthcare over time.

Non-Profit – Five Years of Savings

200 employees enrolled in the health insurance plan.

  • Year One: $207,870
  • Year Two: $230,716
  • Year Three: $353,111
  • Year Four: $669,787
  • Year Five: $706,413

Total net savings of $2,167,896!

Private Equity Firm – Five Years of Savings

72 employees enrolled in the health insurance plan.

  • Year One: $354,232
  • Year Two: $453,443
  • Year Three: $427,113
  • Year Four: $513,652
  • Year Five: $592,864

Total net savings of $2,341,304!

Ready to Start Saving?

We’re here to help.

    Informational Difference Card Flyers

    Please fill the fields below to download resources.