Find Your Rep

National Presence Combined with Local Expertise

Explore the interactive map below to find a Difference Card Representative near you. 

Meet Your Local Sales Consultant

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    Scott Bezanson Senior Consultant II, California
    Sales Team

    Scott Bezanson

    Senior Consultant II, California

    Scott has 30+ years’ experience representing top-tier insurance companies and their complete portfolios of employee benefit programs – Medical, Dental, Vision, Life/AD&D, STD, LTD, Business Travel, and Voluntary and Worksite Benefits; including extensive experience in alternative medical funding through a Medical Expense Reimbursement Program.

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    Andrew Boyle Sales Consultant, Indianapolis
    Sales Team

    Andrew Boyle

    Sales Consultant, Indianapolis

    Andrew Boyle is a Sales Consultant at The Difference Card. He has worked with The Difference Card for three years as an Account Executive and Sales Consultant. Andrew covers the Midwest Market, focusing mainly on Michigan, Indiana, and Iowa. Andrew previously worked for an insurance carrier but always felt a deeper calling to offer better solutions for employers and their employees. He enjoys working at Difference Card because it gives him that exact platform to deliver better benefits at a better price.

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    Lee Bowers Senior Consultant, Illinois
    Sales Team

    Lee Bowers

    Senior Consultant, Illinois

    Lee has been in the insurance industry for 30+ years selling Group Medical/Ancillary products and services throughout that timeframe.  He is based in Chicago, IL and works closely with his broker-partners wherever they have business throughout the country, selling business from the Northeast to the Southeast to the West and all throughout the Midwest geographic areas.   Lee likes providing a better financial solution that benefits employers and their employees, including making suggestions that can help the employer attract and retain their employees with creative/enhanced plan designs.

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    Rick Boyd Senior Consultant, California
    Sales Team

    Rick Boyd

    Senior Consultant, California

    Rick Boyd is an employee benefits and healthcare cost-containment professional with more than 20 years of experience helping employers improve the value of their benefits programs. He partners with brokers, consultants, and business leaders to develop innovative healthcare funding strategies that lower costs, enhance employee experiences, and drive long-term sustainability. His expertise includes medical plan strategy, reimbursement-based benefit solutions, alternative funding models, employee engagement, and business development. Throughout his career, Rick has been recognized for building strong partnerships, delivering measurable results, and helping organizations navigate the evolving healthcare landscape with confidence.

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    Harry Batalingaya Sales Consultant
    Sales Team

    Harry Batalingaya

    Sales Consultant

    Harry Batalingaya has newly joined the Sales team as a Sales consultant! Since graduating from the New School in New York City Harrys professional career has included being a licensed real estate agent and then later a life insurance agent which led him into health insurance last year. Harry has worked diligently over the past six months in Affordable Care Act sales and was ecstatic to hear about a role where he could broaden his capabilities in health insurance sales. Harry is also a huge sports fan, an avid reader, a Hip-Hop superfan, and a movie connoisseur!

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    Amy Calderon Senior Consultant, South Texas
    Sales Team

    Amy Calderon

    Senior Consultant, South Texas

    With over 13 years of experience in the employee benefits space, Amy supports Brokers throughout the Central, South & West Texas regions. She’s committed to being a reliable, knowledgeable resource for brokers who are looking to drive results and provide long-term value for their clients. Amy enjoys helping employers provide better benefits at a better price. Amy finds joy in working at The Difference Card because it provides continuous opportunities to help employers save money on their healthcare spend while providing better benefits for the members.

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    Emily Coughlin Molloy Senior Consultant III, New York
    Sales Team

    Emily Coughlin Molloy

    Senior Consultant III, New York

    I was drawn to The Difference Card by the opportunity to provide a distinctive health insurance funding solution for companies seeking to control rising costs or improve their employee benefits. 

    Emily is a Senior Consultant at The Difference Card, serving the Northeast Market. She began her career with The Difference Card in 2014 as an Account Manager and later transitioned into sales—initially focusing on client retention, and since 2019, driving new business growth.

    Originally from Long Island, she now reside in Fairfield County, Connecticut with her husband, Colin – a former Difference Card sales team member, and their beloved Labrador Retriever, Penny.

     

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    Oldemar Da Silva Senior Consultant, Florida
    Sales Team

    Oldemar Da Silva

    Senior Consultant, Florida

    Oldemar has 30+ years’ experience representing fortune 300 insurance carriers and their complete portfolios of employee benefits programs, working with consultants & brokers.  Extensive experience in medical, alternate funding programs and ancillary products.

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    Mia Dues Sales Consultant, Florida
    Sales Team

    Mia Dues

    Sales Consultant, Florida

    Mia Dues brings three years of experience in the insurance industry to her role at The Difference Card, where she supports the Florida market. She is driven by a passion for helping clients make informed, meaningful benefits decisions. Originally from Dayton, Ohio, Mia now resides in St. Petersburg, Florida, where she continues to build trusted relationships and deliver value to her clients.

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    Amanda Ensling Sales Consultant, PA
    Sales Team

    Amanda Ensling

    Sales Consultant, PA

    Amanda Ensling is a sales consultant at The Difference Card who is passionate about making healthcare benefits work better for employers and their people. With a background spanning employee benefits, healthcare strategy, and broker partnerships, she brings a consultative, relationship-first approach to helping organizations navigate rising healthcare costs. Amanda believes there is no one-size-fits-all solution and loves working alongside brokers to find creative strategies that lower costs while removing barriers to care. At the heart of her work is a commitment to creating meaningful, human impact.

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    Chris Frascarelli Senior Consultant, California
    Sales Team

    Chris Frascarelli

    Senior Consultant, California

    In an overpriced and convoluted healthcare market, I'm honored to deliver my clients Difference Card's products and services that enhance benefits and lower costs

    Chris joined the Difference Card in March 2024, and is a Senior Sales Consultant serving the Southern California and Southwest territories. Over his 15+ year career in the insurance and healthcare space, Chris’s robust prior experiences include working for a broker, multiple carriers, and a benefit administration technology company. As a Difference Card Difference Maker, he is passionate about helping his broker partners deliver optimal benefit solutions and savings to their mutual clients.

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    John Franklin Senior Sales Consultant, Virginia
    Sales Team

    John Franklin

    Senior Sales Consultant, Virginia

    John Franklin is a seasoned 22 year benefits consultant with extensive experience helping organizations optimize their employee benefits strategies. Based in Virginia, he specializes in designing cost-effective health and group benefits solutions that enhance employee satisfaction while reducing employer spending. He is passionate about partnering with brokers and employers to deliver innovative solutions that drive better outcomes for both businesses and their employees.

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    Laura Gelnett Senior Consultant, Rhode Island
    Sales Team

    Laura Gelnett

    Senior Consultant, Rhode Island

    Laura Gelnett is a Senior Sales Consultant at The Difference Card focusing on new business sales in the New England and upstate NY markets. Laura started her insurance career with Humana Insurance working on ancillary benefits in the Boston market. She moved to United Healthcare as a Field Account Manager for their Key Accounts in RI and MA. She joined the Difference Card, in July of 2018 as a renewal consultant and moved into sales in July of 2023.

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    Amanda Grasson Sales Consultant, Midwest
    Sales Team

    Amanda Grasson

    Sales Consultant, Midwest

    Amanda recently joined our team and is super excited about her new role at The Difference Card! When she is not working, you can find her watching her 4 children play sports, spending time with her husband Pete, family, and friends. Snuggling her 3 dogs and enjoying a sunny day outside are two of her favorite things to do!

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    Alex Gredysa Senior Consultant, Colorado
    Sales Team

    Alex Gredysa

    Senior Consultant, Colorado

    After years of seeing inefficiencies in the system, it’s refreshing to work with a team that challenges the status quo and delivers real results.

    Alexander Gredysa leads business development and broker partnership expansion at The Difference Card across the Mountain Midwest Region. He is driven by solving complex problems, building lasting partnerships, and contributing to a mission-driven organization that’s changing the way employers think about healthcare. He also thrives on collaborating with forward-thinking brokers and consultants to implement smart, cost-containment strategies through MERPs.

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    Jilbert Mosessian Senior Sales Consultant, Los Angeles
    Sales Team

    Jilbert Mosessian

    Senior Sales Consultant, Los Angeles

    Jilbert brings more than 25 years of experience in the employee benefits industry, representing leading insurance carriers and delivering comprehensive benefit solutions in the Los Angeles market. His expertise spans a full suite of programs, including Dental, Vision, Life, Disability, and Voluntary and Worksite Benefits. Jilbert has an in-depth understanding of broker and client dynamics and how to establish and maintain strong partnerships in his market.

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    Richard Halpin Senior Consultant II, New York
    Sales Team

    Richard Halpin

    Senior Consultant II, New York

    Richard is a Senior Consultant serving the New York market at The Difference Card. He began his career with the organization in 2017 following his graduation from Monmouth University. His initial role was as a Renewal Consultant, where he was responsible for client retention by supporting plan design and structure during the renewal process. In 2022, he transitioned into a sales-focused role, where he now concentrates on expanding The Difference Card’s client base throughout the New York area.

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    Edward Hyland Senior Consultant, New Jersey
    Sales Team

    Edward Hyland

    Senior Consultant, New Jersey

    With over a decade of experience in the insurance industry, Ed has a proven track record of developing innovative solutions to meet client needs. Passionate about problem-solving, he excels in navigating complex challenges and delivering results. Ed’s commitment to building strong relationships and delivering positive outcomes has been a defining feature of his career in the New York City Metropolitan Area.

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    Brian Kruse Senior Consultant, Oregon
    Sales Team

    Brian Kruse

    Senior Consultant, Oregon

    Brian has worked in health insurance for 15 years. He has spent much of his career specializing in medical cost containment solutions and stop loss insurance. A passion of his is to help drive down the cost of health insurance for employers and their employees.

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    Harrison Lambert Senior Consultant, Missouri & Kansas
    Sales Team

    Harrison Lambert

    Senior Consultant, Missouri & Kansas

    Harrison Lambert is a Senior Sales Consultant at The Difference Card, where he has spent the past five months helping employers unlock savings through innovative benefit strategies. He oversees the Midwest market, with a primary focus on Kansas and Missouri. With a career rooted in the employee benefits industry, Harrison has always been passionate about alternative solutions that deliver greater value. What he enjoys most about his role at The Difference Card is the opportunity to help clients provide better benefits at a lower cost.

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    Steve Marquis Senior Consultant, Carolinas
    Sales Team

    Steve Marquis

    Senior Consultant, Carolinas

    Steve Marquis is a Senior Sales Consultant at The Difference Card, helping group insurance brokers and their clients unlock savings through innovative benefit strategies. He oversees the North Carolina and South Carolina market. With his background in the employee benefits industry, Steve has always been passionate about unique and creative solutions that deliver greater value. What he enjoys most about his role at The Difference Card is the opportunity to help his brokers grow their business and retain quality clients.

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    John Martin Senior Consultant, Massachusetts
    Sales Team

    John Martin

    Senior Consultant, Massachusetts

    John is a Senior Consultant at The Difference Card, serving Massachusetts. John has worked in the Health Insurance space for 25+ years. He will leverage his carrier experience with BCBSMA to help provide creative solutions for both Employers and Employees.

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    Sheri Mitchell Senior Sales Consultant I
    Sales Team

    Sheri Mitchell

    Senior Sales Consultant I

    Sheri brings over 25 years of experience in the broker distribution channel.  She has a comprehensive background specializing in employee benefit sales which include medical, dental, vision, STD, LTD, life, voluntary benefits, and analytics.  She is driven by a mission to lower healthcare costs.  She has a deep understanding of the healthcare ecosystem, including payer, provider and broker dynamics and its evolving landscape.  Sheri is a Past Georgia President of the National Association Brokers and Insurance Professionals.

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    Stephanie McNellis Senior Consultant, New York
    Sales Team

    Stephanie McNellis

    Senior Consultant, New York

    "My favorite part about working for The Difference Card is the savings we achieve every year for our clients. I am fortunate to work with incredibly talented people who consistently challenge me to learn and grow."

    With over 18 years of Difference Card experience, Stephanie McNellis is a trusted expert in The Difference Card and its role in solving today’s most challenging health insurance renewals. Her extensive knowledge spans plan design, underwriting strategy, implementation, and client education, allowing her to confidently position the Difference Card as a long‑term solution. Stephanie partners closely with brokers and employers to ensure strategies are both financially sound and sustainable.

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    Tara Miller Senior Sales Consultant, Louisiana & Mississippi
    Sales Team

    Tara Miller

    Senior Sales Consultant, Louisiana & Mississippi

    With 15+ years of experience in sales Tara focuses on aligning producers and employers around innovative funding strategies that reduce healthcare costs while preserving comprehensive, accessible benefits for employees.  Passionate about meaningful relationships and practical solutions, Tara helps organizations achieve sustainable savings without sacrificing the quality of their benefits programs.

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    Cassidy Lutosky Meyer Senior Consultant, Texas
    Sales Team

    Cassidy Lutosky Meyer

    Senior Consultant, Texas

    Cassidy Lutosky Meyer is a dedicated sales consultant specializing in and passionate about delivering improved health insurance benefit plans while reducing costs. With a strong background in sales, nonprofits and fundraising, she has passion for helping organizations optimize their benefits offerings for employees while providing savings. As a Sales Consultant, Cassidy collaborates with brokers to understand their clients unique needs and provides tailored solutions that enhance employee satisfaction and drive cost savings. Her expertise lies in presenting innovative strategies that align with organizational goals.

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    Alexander Polyezos Senior Consultant, Florida
    Sales Team

    Alexander Polyezos

    Senior Consultant, Florida

    Alexander Polyezos  is a seasoned benefits professional based in Florida, currently serving as a Consultant. With nearly two years at the company, Alexander leverages his industry expertise to help clients design innovative, cost-effective healthcare benefit solutions. His strategic insights and client-first mindset make him a valuable asset to organizations navigating today’s complex insurance landscape.

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    Katie Quinn Senior Sales Consultant, Minnesota
    Sales Team

    Katie Quinn

    Senior Sales Consultant, Minnesota

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    Jennifer Revell Senior Consultant III, Indianapolis
    Sales Team

    Jennifer Revell

    Senior Consultant III, Indianapolis

    Jennifer Revell is a Senior Sales Consultant III at The Difference Card. Jennifer has worked with The Difference Card for over seven years, working in the Midwest Market covering Indiana, Ohio, Kentucky and Tennessee. Jennifer has worked for several insurance carriers over the course of her career and prides herself in the trust her insurance consultants put in her. Jennifer enjoys working at The Difference Card because it gives her the opportunity to not only help employers provide benefits at a better price, but allows members save money on their health insurance.

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    D’Mohnte’ Singleton Senior Consultant, Texas
    Sales Team

    D’Mohnte’ Singleton

    Senior Consultant, Texas

    With 15+ years in the health insurance industry, D’Mohnte’ specializes in crafting cost effective health plans. His focus is on integrating meaningful cost containment strategies and stop-loss protection to help businesses save while ensuring employees gain access to better, more affordable health benefits. He is passionate about building meaningful relationships with those who are on a mission to improve the healthcare industry.

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    Rachel Wilburn Senior Consultant III, Pittsburgh
    Sales Team

    Rachel Wilburn

    Senior Consultant III, Pittsburgh

    Rachel Wilburn is a Senior Consultant III and is the Difference Card top salesperson for 2024!  She has worked in the insurance industry for 27 years, bringing deep expertise and a client-focused approach to every engagement.  She helps clients and her broker partners to navigate complex benefits solutions. Based in Pittsburgh, Pennsylvania, Rachel supports clients across Pennsylvania, Ohio, and West Virginia. Her extensive knowledge and regional insight make her a trusted advisor in lowering the cost of healthcare for employers.

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    Justin Wick Senior Sales Consultant, AZ & NV
    Sales Team

    Justin Wick

    Senior Sales Consultant, AZ & NV

    Justin Wick is a Senior Sales Consultant serving Arizona and Nevada with more than 13 years of experience in the employee benefits industry. He is passionate about helping brokers and their clients implement innovative cost-containment solutions that improve healthcare benefits while reducing costs. Outside of work, Justin enjoys spending time with his fiancée and golfing.

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    Zac Wisler Senior Consultant, Pennsylvania
    Sales Team

    Zac Wisler

    Senior Consultant, Pennsylvania

    Zac has been in the Insurance industry since 2013 working with multiple carriers and technology companies. He brings a vast knowledge base of value-based solutions and selling strategies. Zac currently resides in Delaware and has always serviced the Greater Philadelphia Area.

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    Mark Wylie Senior Consultant, Texas
    Sales Team

    Mark Wylie

    Senior Consultant, Texas

    Mark Wylie is a Senior Sales Consultant, where he has been reinventing health insurance in the Texas region for the past three years. With a strong focus on delivering cost-effective benefit plans, Mark helps organizations optimize their healthcare offerings while improving employee satisfaction. His consultative approach and deep understanding of the insurance landscape make him a trusted partner for businesses seeking smarter healthcare solutions.

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