Health Reimbursement Arrangements
- Health Reimbursement Arrangements must be structured in a one to one ratio with the underlying health insurance carrier plan.
- Most HRAs reimburse for deductible related expenses only.
- Plan reporting on an aggregate basis only
- HRA plans cannot be paired with the financial protection of the Difference Guarantee
- HRA costs must be solely funded by the employer and cannot be shared with members though premium contributions