A car dealership company located in the suburbs of Los Angeles, Southern California, was facing rising healthcare costs for its employees. With over 250 employees and 229 of them enrolled in its health plan, the dealership was seeking a way to reduce its $2 million annual health insurance expenditure. At the time, the company was […]

See how a strategic provider search solution helped a higher education employer reduce its health insurance renewal from 35% to 11% while empowering employees to make smarter healthcare decisions. The Challenge: A 35% Health Insurance Renewal Threatens an $8.3 Million Benefits Budget Higher education institutions face increasing pressure to manage rising healthcare costs while continuing […]

North Carolina Manufacturer Turns a 6% Increase into a 9% Decrease For employers facing rising healthcare costs, finding meaningful savings without sacrificing employee benefits can be a difficult balancing act. One North Carolina manufacturing company recently accomplished both with the help of Steve Marquis from the Difference Card sales team and AMWINS. The employer initially […]

Municipal Employer in Connecticut Achieves 15% Guaranteed Healthcare Savings Through an Innovative MERP Strategy Public sector employers across the country continue to face unprecedented healthcare cost pressures, often forcing difficult decisions between increasing taxes, reducing employee benefits, or absorbing unsustainable budget increases. For this Connecticut Town, those choices appeared inevitable after receiving an 18% health […]

As healthcare costs continue to challenge employers across the country, organizations are searching for innovative ways to protect their budgets without asking employees to sacrifice the quality of their healthcare benefits. Through a collaborative partnership between Chris Frascarelli, Senior Sales Consultant for The Difference Card’s Southern California market, and the employee benefits team at Higginbotham, […]

Private School Reduces Healthcare Costs While Maintaining Benefits and Budget Certainty A respected private school in New England, with over 100 teachers on staff, was facing a familiar challenge confronting educational institutions across the country: rising healthcare costs that threatened to place additional strain on the organization’s operating budget. Committed to providing competitive benefits that […]

A growing retail sports entertainment company with a global presence and locations throughout the Southwest entered their May 2026 health insurance renewal cycle facing a major financial challenge. With 240 employees enrolled in their medical plan, the organization received a difficult Blue Cross Blue Shield renewal increase of 39% from their incumbent broker with little […]

A Texas-based real estate technology company with more than 200 employees faced a significant challenge heading into their 2026 health insurance renewal. Their projected costs were set to exceed $3.1 million, driven by rising premiums and ongoing market pressure. As a portfolio company of a leading private equity firm, the directive from ownership was clear: […]

Public sector employers across Illinois continue to face intense healthcare cost pressure. This March, a municipal Village in the greater Chicagoland area was confronted with a staggering 31% health insurance renewal increase from Blue Cross Blue Shield of Illinois for their 3/1 plan year. With a fixed taxpayer-funded budget and a commitment to maintaining strong […]

A Pennsylvania-based industrial waste management company was facing a painful health insurance renewal when UPMC Health Plan delivered a +42% increase for their February 2026 plan year. With more than 60 employees enrolled and prior-year benefits spend of approximately $800,000, this increase would have pushed total costs north of $1 million, well beyond what the […]