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Why The Difference Card Uses a MERP to Build Custom Plan Designs

September 22, 2021

Understanding the Advantages of a Medical Expense Reimbursement Plan (MERP) Have you been in the business of employee benefits for at least a couple of years?   Then you probably have some experience with the variety of tax-advantaged consumer benefit accounts permissible under IRS regulations.  Some employers allow their workers to direct payroll deductions into […]

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September Case Study: Pennsylvania Manufacturer Saves $50,995 on Renewal Using The Difference Card

September 15, 2021

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a Pennsylvania Manufacturer navigate a difficult September renewal. The client was receiving a 19.4% renewal increase from UPMC. This manufacturer’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT changing the benefits to staff. […]

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What Is an HSA & How Does It Work?

September 1, 2021

More Americans are starting to use Health Savings Accounts (HSAs) to assist with their health care costs. As HSAs gain popularity, you’ll likely want to know if an HSA is right for you, especially if your employer offers an HSA in its benefits package with a Qualified High Deductible Health Plan (QHDHP). Fortunately, understanding HSAs […]

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