Blog

November Case Study: Non-profit Client Saves $1,152,015 on Renewal & Improved Benefits Using The Difference Card

October 31, 2022

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a non-profit build the most cost-effective healthcare plan for their November renewal. The client was receiving a 22.8% renewal increase from Emblem. The firm’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal and IMPROVE […]

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Spotlight of the Month on Difference Card Broker Partner, Angie Richards

October 25, 2022

Congratulations to Angie Richards, of Assured Partners, for being recognized as our Broker Partner of the Month for October 2022! Angie Richards is a Senior Account Executive at Assured Partners in the California market. Angie partnered with The Difference Card renewal team made up of Michelle Ronan and Maira Guerra to help a higher education […]

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2023 Cost of Living Adjustments Announced

October 19, 2022

The IRS has released its 2023 cost of living adjustments – which can impact certain benefit accounts, retirement plans and other programs.   Highlights of changes coming in 2023: FSA Contributions: Contributions to a healthcare flexible spending account have increased $200 to $3,050- up from $2,850 in 2022. FSA Carryover Amount: If the employer allows for […]

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Attracting Top Talent & Reducing Employee Turnover with Better Benefits

October 17, 2022

The #1 driver of retention is benefits. Executives share the top three factors that are driving employee retention at their company: 1. 34% said benefits were most important factor 2. 31% said a “Strong sense of culture” 3. 29% said “Belief in the senior leadership team” Other responses included: Career mobility (21%), Salary (17%), and […]

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How to Increase Employee Engagement Through Benefits Technology

October 11, 2022

Through Benefits Technology It’s no secret that employee benefits can be complicated — for both the employee and employer. Between health insurance enrollment, costs, selecting benefits and completing forms, it’s no wonder many employees are less engaged with benefits overall. As an employer, it’s important to know how to explain benefits to employees so they […]

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A Letter from the New CEO of The Difference Card

October 5, 2022

Benefits are in my blood. I have done one thing in my entire 20-year career and that’s employee benefits. I have worked for an insurance carrier, an insurance broker, and for The Difference Card. So, for better or worse, healthcare has and always will be, a deep part of my identity. I don’t have to […]

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October Case Study: California Defense Manufacturer Has Saved $4 MILLION Using The Difference Card Strategy

October 4, 2022

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped a defense manufacturer achieve cost-savings averaging $1.19M per year since 2018 for their organization for a total of $4,762,574. Barkley Risk Management & Insurance engaged The Difference Card to help with a solution to reduce their client’s group medical expense WITHOUT changing […]

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