At The Difference Card, we are proud to shine a light on the brokers who go above and beyond to bring meaningful, cost-effective benefits solutions to their clients. This month, we are excited to feature Steve Brazinski of Anderson & Kime Employee Benefits Inc., located in the heart of Ridgway, Pennsylvania. A Legacy of Trust and […]

Health insurance costs have been rising for years, and experts predict the trend will only continue. Many businesses are turning to other health insurance benefits, like self-funded health insurance plans and medical expense reimbursement plans (MERP)), to lower their spending. Self-funded and MERP products are both employer-sponsored health plans under Section 105 of the Internal Revenue Code (IRC). […]

An enterprise technology firm with over 200 employees was recently confronted with a staggering +35% renewal increase from their health insurance carrier, Medical Mutual of Ohio. This proposed rate hike would have added $800,000 to the company’s annual healthcare expenses—an increase the employer simply couldn’t absorb within their existing budget. In search of a more […]