Difference Card Poised for Growth with Announcement of New Executive Team

June 9, 2020

June 10, 2020
EB Employee Solutions, LLC
The Difference Card
245 Main Street | Suite 605
White Plains, NY 10601

Difference Card Poised for Growth with Announcement of New Executive Team

The Difference Card promotes top talent to key positions in executive leadership restructuring.

White Plains, NY - EB Employee Solutions, LLC, dba The Difference Card, revealed their new Executive Team today. The company announced they have filled or expanded the roles of Chief Operating Officer, Chief Revenue Officer, Chief Risk Officer and Chief Technology Officer.

Gregg Lehman, CEO, was excited to announce the new lineup of his Executive Leadership Team. "We have promoted talented, dedicated, and hardworking individuals into key positions to allow us the opportunity to continue driving innovation in the benefits industry while providing a world class experience for our members. We are now positioned as a strong organization, with the unmatched ability to face any challenges the future may bring," said Mr. Lehman.

The new Executive Team is as follows:

Chief Operation Officer

Rosa Garcia Rinder will assume the role of Chief Operating Officer effective June 1. Ms. Garcia Rinder joined The Difference Card in January 2020 as a key addition to the leadership team. She joined the company with 16 years of scaling for growth in healthcare organizations including carriers, TPAs and technology companies. Prior to joining the Difference Card, Ms. Garcia Rinder was Director of Strategic Accounts at Alegeus Technologies and Director of Operations at Choice Strategies, a Division of Wage Works. Ms. Garcia Rinder will drive the service delivery department to a best-in-class experience while continuing to streamline operations and efficiencies within the company.

Chief Revenue Officer

Chris Calderone will assume the role of Chief Revenue Officer effective June 18 with the departure of current CRO, Joe Donovan. Mr. Calderone has worked at the Difference Card for the past 9 years, starting as a Senior Consultant and moving into the East Coast Sales Director position 5 years ago. Prior to joining The Difference Card, Mr. Calderone was a Sales Executive at Anthem and Aetna winning top sales awards at both organizations. Mr. Calderone's passion for The Difference Card, successful sales experience and relationship with brokers makes him the ideal person to assume the CRO role.

Chief Risk Officer

Carol Adams continues as Chief Risk Officer with an expanded role by joining the Executive Management Team. Ms. Adams joined the company in January 2018 to spearhead product development and risk management, ultimately creating the Difference Guarantee insured product. Prior to joining The Difference Card, Ms. Adams was the Chief Underwriting Officer for Arch Insurance Group, Accident and Health, where she was responsible for the strategic growth of the division and overall risk management. With over 30 years of experience in the healthcare and insurance industry, she has also served as EVP, Chief Operating Officer with Berkley A&H and SVP, Chief Underwriting Officer of ACE USA A&H (Chubb), joining these companies at the inception of their business operations and establishing their presence in the North American markets. She is a Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries.

Chief Technology Officer

Dan Masciopinto will assume the role of Chief Technology Officer effective June 1. Mr. Masciopinto brings over 20 years of experience in the healthcare IT industry. Prior to joining the Difference Card, Mr. Masciopinto was the Head of Product Development at NextHealth Technologies, a leading provider of prescriptive analytic solutions to health plans. He also served as the CTO of HealthConnect Systems for 15 years, where he developed and managed a quoting & enrollment SAAS platform leveraged by health plans and brokers to facilitate the sale of individual, small group and mid-market products.

About EB Employee Solutions, LLC

With sales offices across the United States, EB Employee Solutions, LLC, through its Difference Card Product, helps organizations maximize their health plan efficiency. By utilizing card technology, risk transfer solutions and proprietary wellness strategies, The Difference Card has delivered millions of dollars in savings to its clients while at the same time providing the highest level of employee benefits.

The Difference Card ( serves clients in 50 U.S. States with offices in Baltimore, Boston, Chicago, Indianapolis, Los Angeles, Nashville, New Jersey, New York, Pittsburgh, and San Francisco.


For more information, contact:
Gregg O. Lehman, Chief Executive Officer

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