Better benefits for educators.
The Difference Card has a long-standing relationship in working with Educators, Directors, School Boards, Teachers, Charter Schools, Private Schools, Public Board of Education, Universities, and Early Education Centers.
We help them create the BEST employee benefit plans for the teachers, while often saving the organization hundreds of thousands of dollars.
Over the last 10 years, The Difference Card has saved educational institutions $267 MILLION in healthcare expenses.
The average school sees about 19.1% in savings annually.
What could your school district do with an extra $409,539 in savings?
We are proud of the nearly $409,500 we have saved EACH educational organization on average.
$409,500 could provide your organization with:
- 6 new teachers
- 8 brand new playgrounds
- 8,200 new library books
- 154,500 school lunches
- 8 school buses
- 2,245+ student music education programs
| EDUCATIONAL ORGANIZATIONS | SAVINGS PROVIDED BY THE DIFFERENCE CARD |
| Total savings over 10 years | $267,429,302 |
| Average annual savings per school | $409,539 |
| Average Number of Enrolled in the Health Benefits Plan | 105 |
| Average percent of savings per employee per year | 19.1% |
Education Case Studies
New England Private School Achieves $273,000 in Guaranteed Annual Savings with the Difference Card MERP Solution.
Private School Reduces Healthcare Costs While Maintaining Benefits and Budget Certainty A respected private school in N...
How we saved a New York University Over $4 Million While Enhancing Employee Benefits
In the first year of partnering with The Difference Card, this New York university saved over $4 million in health insurance costs.
By implementing a $5,000 deductible plan with Aetna, The Difference Card helped lower the university’s fixed premiums by 33%, while still enhancing employee benefits.
They expect to continue seeing significant savings and improved benefits for their faculty and staff in the years ahead.
Better benefits can provide higher teacher retention rates
American teacher weekly salaries have increased just $29 in 28 years. According to this article, a recent survey revealed that 6 in 10 teachers don’t want their children to become teachers because of low pay and inadequate benefits.
According to a survey by The Learning Policy Institute, teacher shortages stem from two main factors: fewer people entering the profession and high rates of teachers leaving. Research shows that one way to reduce teacher turnover is by providing competitive compensation and improve working conditions.
Competitive compensation includes access to affordable, high-quality health insurance benefits. Affordable health insurance coverage have proven to be a top benefit for retaining employees and attracting new talent.
Teachers deserve a break
Health insurance premiums have been skyrocketing for everyone, but teachers are being hit especially hard.
According to the National Council of Teacher Quality, health insurance premiums for educators on a family plan have increased from $711 to $815 per month from 2023 to 2026. Conversely, teacher salaries have only increase 10% during the same timeframe.
Using The Difference Card Medical Expense Reimbursement Plan Designs, employers can build custom health plans that offer rich benefits while reducing employee contributions- thus increasing salary and take-home pay for teachers.
Employers can build custom health plans that offer rich benefits WITHOUT increasing employee contributions. This would create an increase in salary and take-home pay for teachers.
Interested in How The Difference Card could work for your school district or educational organization?
Organizations that prioritize healthcare benefits experienced 27% lower turnover.
The Difference Card offers educational organizations a competitive solution for attracting top talent and reducing employee turnover through our unique benefit plan designs.
Discover how The Difference Card can help your School District design a competitive health plan without increasing the cost for employers OR employees.