We help employers save money on health insurance.
The Difference Card offers a unique employer healthcare MERP solution that allows you to maintain a rich level of benefits for your employees, without increasing employee contributions or reducing their benefit package.
On average, we help employers to reduce their health insurance spend by 18%. These savings are often reinvested into the employee benefits plan and used to lower employee out-of-pocket costs.
We deliver outstanding health benefit account administration for our clients:
- The Difference Guarantee: We can guarantee your healthcare spend will be below a dollar amount. If your healthcare spend exceeds our guarantee, you will get a check back for claims above that threshold.
- One-Stop Shop: The Difference Card simplifies employer sponsored benefits administration. We offer Health Savings Accounts, Health Reimbursement Arrangements, Flexible Spending Accounts, Dependent Care Accounts, Commuter Accounts all on one card.
- Compliance Services: We help employers with their consumer-directed health plans by providing compliance services included with our benefits administration. You can read more about our custom benefits solutions here.
- Dedicated Client Support Team: An Account Manager is assigned to every employer. We offer enrollment automation, enrollment education meetings and member communications to maximize the value of the benefits you provide – simplifying Human Resource’s workload.
- In-House Expertise: We understand the needs of employers are varied. Our Account Manager’s knowledge extends to non-profits, publicly traded employers, public sector, and employers that have collective bargaining agreements – just to name a few.