Spotlight of the Month on Difference Card Broker Partner, Richard Pierro

June 28, 2022

Congratulations to Richard Pierro, of K&P Benefits, for being recognized as our Broker Partner of the Month for June 2022! Richard Pierro is the CEO of K&P Benefits, a United Benefits Advisor (UBA) firm. Richard partnered with Difference Card Senior Consultant, Oldemar Da Silva, from The Difference Card Southeast Team, to help an Employer Group […]

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ACA Limits Have Increased for 2023: Time to Start Planning

The Department Health and Human Services Announced Increased Health Plan Out-of-Pocket Limits by Over 4% The 2023 Health Insurance renewal season is under way and those employers that are currently at the Affordable Care Act (ACA) limits will find additional room in their plan designs for the upcoming 2023 plan year. Request a Proposal The […]

HSA vs. FSA: Comparing Strategies

What is the difference between a Health Savings Account and a Flexible Spending Account? A health savings account (HSA) and a flexible spending account (FSA) are both great savings vehicles to make your dollars stretch further for healthcare costs. With either option, your employer can contribute pretax dollars into your account, and you can use […]

June Case Study: Marketing Agency Saves $46,089 on Health Insurance Renewal

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped a Marketing Agency build the most cost-effective healthcare plan for their June renewal. The client was receiving a 12.6% renewal increase from Allways Health Partners. The agency’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this […]

The Power of Tax-Advantaged Benefit Accounts

If you’re confused and overwhelmed by tax-advantaged benefit accounts that are offered alongside your health insurance plan, you’re not alone. With July open enrollment season quickly approaching, you may find yourself wondering what tax-advantaged accounts are, how they can help you, and what the differences are among them. Request a Proposal What are tax-advantaged benefit […]