When members search for a doctor, they rely on provider directories to find in-network clinicians and avoid surprise bills. But what happens when those directories are riddled with inaccuracies? In Pennsylvania, 44.8% of provider listings contain at least one inaccuracy, and only 11.6% were accurate at follow-up. Contact information errors are the most common issue, and 24.6% […]

Delivering Innovative Healthcare Savings for Public Sector Employers At The Difference Card, we are proud to recognize Shawn Hill of Marsh McLennan Agency as our Broker of the Month for his outstanding commitment to helping public sector employers deliver exceptional employee benefits while protecting taxpayer dollars. Shawn has established himself as a trusted advisor to municipalities […]

A level-funded health plan is a hybrid model that combines the best features of traditional insurance with modern cost-control strategies. You get the financial protection and predictable monthly payments of a fully insured plan, plus the flexibility and potential savings of a self-funded approach. Instead of paying premiums to your insurance carrier and hoping for […]

As healthcare costs continue to challenge employers across the country, organizations are searching for innovative ways to protect their budgets without asking employees to sacrifice the quality of their healthcare benefits. Through a collaborative partnership between Chris Frascarelli, Senior Sales Consultant for The Difference Card’s Southern California market, and the employee benefits team at Higginbotham, […]