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FSA Use-It-or-Lose-It Rule: Carryover, Grace Period, and What to Know

August 14, 2026

As your plan year wraps up, you might be thinking about the money sitting in your flexible spending account (FSA). If you haven’t spent it all, will you lose it? It’s a common concern. Many FSA holders are familiar with the use-it-or-lose-it rule. You need to use your funds within the plan year, or you’ll forfeit them. […]

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How Offering an HSA Reduces Your FICA Tax Liability

August 5, 2026

Healthcare costs generally rise faster than inflation. In 2024, the average family premium reached $25,572, up 7% from the previous year. For small and midsize employers with tight budgets, savings on benefits create breathing room without sacrificing employee coverage. One effective way to reduce costs is by offering Health Savings Account contributions through a Section 125 […]

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The Difference Card Acquires HealthCorum

August 5, 2026

Expanding Its Healthcare Data and Navigation Capabilities  Greenwich, CT – The Difference Card, a leading provider of cost‑effective health insurance solutions, announced today that it has acquired HealthCorum, a healthcare data analytics company known for its provider quality scores, insights, and navigation technology that help organizations guide members to high‑value care.  HealthCorum scores more than 1.5 million providers […]

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Broker of the Month: Joanna Antongiovanni at Higginbotham

August 4, 2026

Building Better Outcomes Through Partnership At The Difference Card, we recognize the brokers and consultants who go above and beyond to help employers control healthcare costs while improving the employee experience. This month, we are proud to recognize Joanna Antongiovanni of Higginbotham’s San Antonio, Texas office as our Broker of the Month. Joanna has established […]

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