Municipal Employer in Connecticut Achieves 15% Guaranteed Healthcare Savings Through an Innovative MERP Strategy Public sector employers across the country continue to face unprecedented healthcare cost pressures, often forcing difficult decisions between increasing taxes, reducing employee benefits, or absorbing unsustainable budget increases. For this Connecticut Town, those choices appeared inevitable after receiving an 18% health […]

HRA vs. FSA What’s the difference between a Health Reimbursement Arrangement (HRA), sometimes called a health reimbursement account, and a Healthcare Flexible Spending Account (FSA)? Whether you’re an employee comparing benefit options or an HR manager evaluating plans for your workforce, that’s likely your first question. An HRA and an FSA are both tax-advantaged benefit accounts, but they […]

Healthcare costs generally rise faster than inflation. In 2024, the average family premium reached $25,572, up 7% from the previous year. For small and midsize employers with tight budgets, savings on benefits create breathing room without sacrificing employee coverage. One effective way to reduce costs is by offering Health Savings Account contributions through a Section 125 […]

Expanding Its Healthcare Data and Navigation Capabilities  Greenwich, CT – The Difference Card, a leading provider of cost‑effective health insurance solutions, announced today that it has acquired HealthCorum, a healthcare data analytics company known for its provider quality scores, insights, and navigation technology that help organizations guide members to high‑value care.  HealthCorum scores more than 1.5 million providers […]

Building Better Outcomes Through Partnership At The Difference Card, we recognize the brokers and consultants who go above and beyond to help employers control healthcare costs while improving the employee experience. This month, we are proud to recognize Joanna Antongiovanni of Higginbotham’s San Antonio, Texas office as our Broker of the Month. Joanna has established […]