Sector público

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Mejores prestaciones para los empleados del sector público.

The Difference Card lleva mucho tiempo trabajando con clientes del sector público, como municipios, ciudades, distritos y entidades gubernamentales. Colaboramos con clientes del sector público para crear mejores prestaciones sanitarias que se ajusten a los planes de salud patrocinados por el Estado.

Les ayudamos a crear los MEJORES planes de prestaciones para empleados, ahorrando a menudo a la organización cientos de miles de dólares.

The Difference Card has saved public sector clients over $142 MILLION in healthcare expenses.

The average public sector client sees about 16.1% in savings annually, or around $6,392 per employee per year.

Descargue nuestras estadísticas de ahorro del sector público

See The Success

Ed Hyland

A 35.6% renewal increase doesn’t have to be the end of the conversation. In this case study, Edward Hyland walks through how a New Jersey SHBP group was facing a renewal that would have increased annual healthcare costs from $6.3 million to $8.6 million.

See The Success

Zac Wisler

What does it look like when a municipality breaks free from rising healthcare costs? In this case study, shares how a New Jersey township saved more than $1.9 million in healthcare spend after partnering with The Difference Card. Like many organizations on the NJ State Health Benefits Plan, they were facing ongoing high renewals with little rate relief. By implementing The Difference Card, they gained significant savings while providing employees with a richer benefits package.

See The Success

Chris Calderone

Lower premiums. Better benefits. No compromise. Chris Calderone explains how The Difference Card helped clients cut premiums by 25% — all while maintaining or even improving employee benefits. It’s not just about saving money — it’s about delivering more value.

Case study testimonial graphic for public entity

See The Success

Meghan Presutti

Meghan Presutti shares how The Difference Card supported a public entity in transforming their benefits — delivering cost savings without disruption.  With the difference card, clients experience a seamless enrollment process and an easy transition that kept employees confident and covered.

Case study testimonial graphic for public entity image

See The Success

Ed Hyland

A 35.6% renewal increase doesn’t have to be the end of the conversation. In this case study, Edward Hyland walks through how a New Jersey SHBP group was facing a renewal that would have increased annual healthcare costs from $6.3 million to $8.6 million.

See The Success

Zac Wisler

What does it look like when a municipality breaks free from rising healthcare costs? In this case study, shares how a New Jersey township saved more than $1.9 million in healthcare spend after partnering with The Difference Card. Like many organizations on the NJ State Health Benefits Plan, they were facing ongoing high renewals with little rate relief. By implementing The Difference Card, they gained significant savings while providing employees with a richer benefits package.

See The Success

Chris Calderone

Lower premiums. Better benefits. No compromise. Chris Calderone explains how The Difference Card helped clients cut premiums by 25% — all while maintaining or even improving employee benefits. It’s not just about saving money — it’s about delivering more value.

Case study testimonial graphic for public entity

See The Success

Meghan Presutti

Meghan Presutti shares how The Difference Card supported a public entity in transforming their benefits — delivering cost savings without disruption.  With the difference card, clients experience a seamless enrollment process and an easy transition that kept employees confident and covered.

Case study testimonial graphic for public entity image

What could your public sector client do with an extra $508,900 in savings?

We are proud of the $508,900 we have saved EACH public sector client on average.

$508,900 could provide a Municipal government with:

CLIENTES DEL SECTOR PÚBLICO AHORRO QUE PROPORCIONA LA TARJETA DE DIFERENCIA
Total savings $142,506,868
Ahorro medio anual por organización $508,953
Ahorro medio por empleado y año $6,392.74
Porcentaje medio de ahorro por empleado y año 16.1%

 

Vista del edificio del Capitolio del Estado de Illinois en Springfield, Illinois, EE.UU.

Illinois Municipal Village Lowers 31% Renewal to 17% and Secures $370,000 in Guaranteed Savings with The Difference Card MERP Strategy

A municipal Village in the greater Chicagoland area was confronted with a staggering 31% health insurance renewal increase from Blue Cross Blue Shield of Illinois for their 3/1 plan year.

For municipalities and public sector employers facing double-digit renewals, this case demonstrates that alternative funding strategies – particularly the Difference Card MERP with Monthly Budget protection – can deliver measurable healthcare cost containment without sacrificing benefits.

Instead of shifting costs to municipal employees, the Village achieved both budget relief and benefit improvement.

Más información

Un juez y un hombre revisan juntos un acuerdo contractual

Los planes de seguro médico del sector público tienen el coste medio total de prima por empleado más elevado, con un 18,5% más que la media de los planes de salud colectivos. - Beneficios de la UBA

Los municipios de Nueva Jersey utilizan la Tarjeta Diferencia para ahorrar en sanidad

Los municipios de Nueva Jersey ahorran dinero sin renunciar a las prestaciones del plan de salud estatal.

La estrategia de la tarjeta diferencial está ahorrando a las entidades públicas de Nueva Jersey una media del 24% en su seguro médico.

En Nueva Jersey, la mayoría de las entidades públicas optan por una de las tres opciones de planes que son significativamente superiores a la media nacional:

  • El Plan Directo de 10
  • El Plan Direct 15
  • El Plan Directo 20$/30

La Tarjeta Diferencia utiliza el Plan NJ Direct $20 / $35, más rentable, reduciendo la prima mensual fija del seguro de enfermedad que se paga a la compañía.

En comparación con el plan Direct $10, hay un ahorro del -24% en primas fijas.

Descargar el folleto Ahorro en Nueva Jersey

¿Le interesa saber cómo podría beneficiar la Tarjeta Diferencia a su cliente del sector público?

La Tarjeta Diferencia ofrece a los grupos del sector público una alternativa a los costosos Planes Estatales de Prestaciones Sanitarias a través de nuestros exclusivos diseños de planes de prestaciones.

Descubra cómo la Tarjeta Diferencia puede ayudarle hoy mismo.

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