| FINANCIAL SYSTEMS | SAVINGS PROVIDED BY THE DIFFERENCE CARD |
| Total savings over 10 years | $50,,972,225 |
| Average annual savings per organization | $185,353 |
| Average savings per employee per year | $3,030.81 |
| Average percent of savings per employee per year | 16.9% |
A Florida-based private equity firm facing a 14.5% health insurance rate hike turned to The Difference Card and ended up saving $821,829. By optimizing plan design and leveraging our Guarantee solution, they reduced costs by 17% while improving employee benefits.
With 600+ participants, this firm saw a $369,000 reduction from last year’s costs – all without switching carriers or cutting coverage.
According to Mercer’s 2025 National Survey of Employer-Sponsored Health Plans, the average health insurance premium for employer-sponsored plans in the U.S. is projected to rise by 6.5% in 2026, with costs potentially reaching over $18,000 per employee – the highest increase in 15 years. If employers make no changes to their plans, costs could climb closer to 9%.
As healthcare costs climb, financial firms are feeling the pressure on their bottom line. The Difference Card specializes in customizing health benefit strategies that reduce insurance costs without reducing benefits. On average, our financial clients see 18% savings annually, potentially offsetting premium hikes and freeing up capital to reinvest in talent, tech, or growth.
The Difference Card offers financial clients a competitive solution for attracting top talent and reducing employee turnover through our unique benefit plan designs.
Discover how The Difference Card can help you design a competitive health plan without increasing the cost for employers OR employees.
