Food and Beverage Industry

Serving Up Smarter Benefits for the Food & Beverage Industry.

From busy kitchens to production lines and distribution centers, The Difference Card partners with food and beverage businesses to deliver healthcare plans that work as hard as their teams do. We understand the unique challenges of this fast-paced industry and design benefit solutions that support employee wellness while protecting the bottom line.

We specialize in delivering customized employee benefit plans that not only improve coverage but also drive significant cost savings.

Over the past 10 years, The Difference Card has helped food and beverage businesses save 75 MILLION in healthcare costs.

On average, clients in this industry see 21.1 % savings annually, or approximately $3,663 per employee per year.

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What could your Food & Beverage client achieve with an additional $245,500 in savings?

We take pride in the average savings of $245,500 for EACH Food & Beverage organization we’ve partnered with.

$245,500 could provide a local Catering Company with:

FOOD & BEVERAGE  SYSTEMS SAVINGS PROVIDED BY THE DIFFERENCE CARD
Total savings over 10 years $75,124,812
Average annual savings per organization $245,505
Average savings per employee per year $3,663.55
Average percent of savings per employee per year 21.1%

 

Download our Food & Beverage Industry Savings Stats

See the Success

Oldemar DaSilvia

From a 40% renewal shock to real savings — without switching carriers. In one of the toughest renewals yet, Oldemar DaSilvia teamed up with the broker to help a food & beverage group facing a massive 40% rate hike. The result? They reduced the renewal to just 12%, saved over $150,000, kept their current carrier, and even improved the benefits.

See the Success

Oldemar DaSilvia

From a 40% renewal shock to real savings — without switching carriers. In one of the toughest renewals yet, Oldemar DaSilvia teamed up with the broker to help a food & beverage group facing a massive 40% rate hike. The result? They reduced the renewal to just 12%, saved over $150,000, kept their current carrier, and even improved the benefits.

How We Helped a Food & Beverage Group Save $380,000 in Healthcare Spend

In the first year of using The Difference Card, this food and beverage company saved $380,000 off their annual health insurance costs.

By leveraging our custom plan design, carrier negotiation, and MERP (Medical Expense Reimbursement Plan)strategy, they saw an 18% reduction in total healthcare spend — even after facing a steep 30% renewal increase.

They were able to keep their current carrier, improve employee benefits, and expect continued savings across their 178 enrolled employees for the next plan year.

Read more about it

Food & Beverage Organization with 50-499 employees, that typically have fully insured plans – reported a higher average initial health insurance renewal rate of 9% for 2025. 

Types of Food & Beverage industry clients we serve

The Difference Card has been collaborating with a wide array of food and beverage institutions since 2001 to create distinctive benefit plans at a more competitive rate.

Some of our clients include:

  • Bakery
  • Catering Company
  • Fast Food Chain Operators
  • Franchisers
  • Specialty Food Trade Association
  • Winery
  • Beverage Distributors
  • Wholesale Food Distribution
  • Distillery
  • Supermarket Design Company
  • International Food Manufacturing Facility

Interested in how The Difference Card could work for your Food & Beverage organization?

The Difference Card offers legal clients a competitive solution for attracting top talent and reducing employee turnover through our unique benefit plan designs.

Discover how The Difference Card can help you design a competitive health plan without increasing the cost for employers OR employees.

Request an Healthcare Savings Analysis

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