The Difference Card Turns 25!
The Difference Card was founded in 2001 as an employee benefits solution meant to tackle the rising cost of healthcare and provide a solution for small to mid-sized business.
We are so proud of the partners and and clients we have met in our 25-year journey to provide better benefits at a better price! And, we are only just getting started!
The future is bright for The Difference Card and we hope you will join us as we continue to provide innovative solutions to reduce healthcare spend.
25 Years of Savings
With 25 years of savings, we are proud of the results we have created for our clients and broker partners:
- $2,130,922,856 – The total combined savings we have provided to employer groups since 2001
- 18.2% – The average annual net savings for Difference Card clients in the combined history of company
- $249,727 – The historical average net savings we provided every year to our clients
- $3,349 – The average amount our groups have saved every year since 2001
Read More About $2B in Health Insurance Savings
25 Years of Growth
Then & Now
2001: Two employees worked at what was then called Employee Benefit Solutions.
2026: The Difference Card team grew quickly and has over 100 employees who work remotely across the country.
2001: The Difference Card only served members in the New York Market.
2026: Today, we have members in every state in the U.S.
2001: On average, our Claims Team processed around one-hundred claims a month, all done manually.
2026: Currently, our Claims Team processes over a million claims a month, using automation tools to get members their money within two business days.
2001: The first year in business, The Difference Card administered benefits to five groups.
2026: Today, The Difference Card serves over 2,000 employer groups with 310,000 members.
2001: When we began administering The Difference Card, we did not have a network of broker partnerships.
2026: We have partnerships with over 150 brokerage agencies and recognize three Elite Purple Producer Agencies and seven Purple Producer Agencies.
2001: The Difference Card only offered a select few products.
2026: Today, The Difference Card offers 12 products.
2020
The Purple Producer Program is Launched!
In 2020, The Difference Card launched the Purple Producer Program to reward our top performing agencies. The Difference Card celebrates three partners with Elite Status: Alliant, Hub, and CRC Benefits.
2021
New Agencies Added to Purple Producer Status
The Difference Card is excited to celebrate two new agencies that received Purple Producer Status in 2021: Ertel & Company and 1st Source.
2022
Marsh McLennan Agency is Welcomed to Purple Producer Level
In 2022, Marsh McLennan Agency is recognized with Purple Producer Status
2023
2024
Purple Producer Partner Agencies Continue to Expand
In 2024, Conner Strong & Buckelew along with Highstreet – The DJB Group join as Purple Producers.
2025
A Total of 10 Preferred Partner Agencies!
In 2025, Brown & Brown and Foundation Risk Partners round out our preferred partner cohort for a total of seven Purple Producer Partner agencies and three Elite Producer Partner agencies.
Case Studies
The Difference Card Helps a New York University Reduce Health Insurance Costs by Over $4 Million While Enhancing Employee Benefits
A prominent New York university faced a significant challenge when its insurance carrier, Anthem Blue Cross Blue Shield ...
PRODUCERS
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EMPLOYERS
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