Blog

Why The Difference Card Uses a MERP to Build Custom Plan Designs

September 22, 2021

Understanding the Advantages of a Medical Expense Reimbursement Plan (MERP) Have you been in the business of employee benefits for at least a couple of years?   Then you probably have some experience with the variety of tax-advantaged consumer benefit accounts permissible under IRS regulations.  Some employers allow their workers to direct payroll deductions into […]

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September Case Study: Pennsylvania Manufacturer Saves $50,995 on Renewal Using The Difference Card

September 15, 2021

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a Pennsylvania Manufacturer navigate a difficult September renewal. The client was receiving a 19.4% renewal increase from UPMC. This manufacturer’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT changing the benefits to staff. […]

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The Difference Card announces new partnership with GoodCell: A blood-based health screening company

August 17, 2021

The Difference Card is now offering opportunities for members to use their tax-free Flexible Spending Accounts or Health Savings Accounts to purchase discounted preventative health services through GoodCell.   The Difference Card is partnering with GoodCell to help members take a proactive approach to their health and well-being. This partnership will enable members to obtain at […]

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Which Health Insurance Solution is Right for Your Client?

August 16, 2021

The Difference Card offers a wide range of products to fit any client’s needs. MEDICAL EXPENSE REIMBURSEMENT PLANS Low Fixed Cost – Greater Savings (Uninsured) Difference Card MERP | Percentage of Savings —  Lowest fixed cost MERP Solution. Difference Card’s fee will be a percentage of what the client saves. Skin in the game as […]

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August Case Study: New York Non-Profit Group Saves $467,500 on Renewal Using The Difference Card

August 11, 2021

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped a New York non-profit navigate a difficult August renewal. The client was receiving a 7% renewal increase from Aetna. This non-profit’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT changing the benefits to […]

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Top 10 Reasons to Exit a PEO

August 5, 2021

Is a Professional Employer Organization Model (PEO) still the right choice? The Difference Card works with many employers-  both within the Professional Employer Organization model and outside of the PEO model. However, there comes a time when some companies realize they have outgrown their PEO model. The efficiencies of outsourcing no longer outweigh the administrative […]

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