Joseph Donovan is the Chief Executive Officer for The Difference Card. Joseph began his career in employee benefits with United Healthcare in 2004. Shortly after that, he joined The Difference Card in 2008 as one of the founding Senior Sales Consultants. After a tenured career in sales serving as EVP of Sales and Chief Revenue Officer with The Difference Card, Joseph was appointed as CEO in 2022. During his time as CEO, Joesph has seen necessity of providing better health benefits at a better price for fully-insured employers while championing the employee experience.