Insurance brokers are essential in helping employer clients navigate the complex world of health insurance benefits. Employers will want to offer competitive benefits that attract and retain top talent while benefiting the business. Understanding the nuanced difference between a Medical Expense Reimbursement Plan (MERP) and an Individual Coverage Health Reimbursement Arrangement (ICHRA) will help you […]

Employers usually offer a high deductible health plan (HDHP) or a preferred provider organization (PPO) as one of their healthcare benefits. Each has its pros and cons. However, offering both can ensure employees choose what fits their needs best, without having to sacrifice the company’s bottom line. This guide breaks down the differences and why you may […]

Meet Tony Mahon – Executive Vice President, National Public Entity Practice Leader Tony Mahon currently serves as Executive Vice President at Marsh McLennan Agency (MMA), the U.S.-based subsidiary of global insurance brokerage Marsh. Tony sits on the MMA sales leadership team, with over thirty years of experience in the insurance industry. He’s been at the […]

Healthcare premiums represent the financial backbone of health insurance. They’re the regular payments that policyholders make to maintain coverage. Healthcare premium affordability is a significant concern among policyholders, especially considering premiums are expected to increase by 7% in 2025. For employer groups who want to deliver exceptional value to members, understanding what constitutes an affordable premium […]

In 2021, 49% of adults in the United States with an income of less than $24,000 annually were “cost insecure” regarding healthcare affordability. Another 14% were considered “cost desperate.” Sixty percent of adults earning the same amount stated that healthcare costs contribute to their stress. It makes sense that healthcare benefits from employers remain attractive to prospective employees. However, […]

A large, independent health system in Pennsylvania—employing over 1,500 healthcare professionals—was seeking to enhance its employee benefits offering while relieving the administrative burden on its human resources team. With over 300 participants enrolled in a Flexible Spending Account (FSA) and a cumbersome, manual COBRA administration process, the organization turned to its trusted advisors at Alliant […]