How to Win This Renewal Season: The Difference Card Playbook
In September’s episode of Cup of Joe, we dove deep into a football-themed strategy to help you tackle the challenge of rising health insurance renewals. As renewal season approaches, your opponent is a projected 20% renewal increase for 2025. But just like football, you can design the perfect game plan to secure a win for […]
Read MoreSeptember Case Study: The Difference Card Helps Country Club to Improve Health Benefits and Save Over $65,000 Annually!

This country club employer is located in South Florida with 73 employees enrolled in their health plan. This company was spending over $760,000 on their health insurance plan and was faced with a 9% renewal. This rate change from Florida Blue would have increased their healthcare spend to over $830,000. The organization turned to their […]
Read MoreAugust Case Study: The Difference Card Helps Healthcare Research Company to Improve Health Benefits and Save Over $110,000 Annually!

This clinical research organization, located in the upstate region of New York state, was spending close to $1 Million on their health insurance plan. The company was looking for healthcare savings, without reducing their employee benefits offering. A competitive bid was conducted with several consulting firms vying for their business. The middle market brokerage team […]
Read MoreBack to School with MERP 101: A Crash Course on Medical Expense Reimbursement Plans
Cup of Joe | Ep. 8 – August Welcome back to another episode of Cup of Joe! As summer winds down and the school season kicks off, it’s the perfect time to dive into a lesson that could save your business thousands. In the latest episode of Cup of Joe, CEO Joseph Donovan takes us […]
Read MoreSpotlight of the Month on Difference Card Broker Partner, Jim Fawcett

Congratulations to Jim Fawcett, Our Difference Card Broker Partner of the Month for July 2024! We are delighted to announce Jim Fawcett of the DJB Group, a division of Highstreet Insurance Partners, as the Difference Card Broker Partner of the Month for July 2024! Jim Fawcett serves as the Northeast Regional Sales Leader and Vice […]
Read MoreDeclaring Independence from Traditional Benefit Plans
In the July episode of Cup of Joe, we had the pleasure of welcoming a special guest known for his innovative approach to healthcare benefits, Lester Morales. As the CEO and Founder of NextImpact, Lester has been a pioneer in thinking outside the box when it comes to building health plans. We caught up with […]
Read MoreJuly Case Study: The Difference Card Helps New York Non-Profit to Improve Health Benefits and Save Over $100,000 Annually!

This non-profit organization, located in Long Island, New York, employs over 100 staff members on their health plan. To continue fulfilling their important mission, the organization sought help from their consulting team at Corporate Synergies to improve their benefits package while reducing costs for both staff and the company. Corporate Synergies, part of the Foundation […]
Read MoreSpotlight of the Month on Difference Card Broker Partner, Niko Washington

Congratulations to Niko Washington, of Johnson & Dugan Insurance Services Corporation, for being named the Difference Card Broker Partner of the Month for June 2024! Niko Washington is the Vice President of the Employee Benefits Practice for Johnson & Dugan in Redwood City, California. Niko recently worked with Senior Consultant Scott Bezanson from The Difference […]
Read MoreSunscreen and Strategies: Summer Prep for Stress-Free Renewals
Cup of Joe | Ep. 6 – June Welcome to the June episode of Cup of Joe with Difference Card CEO Joseph Donovan! In this episode, Joe brings a fun and insightful comparison between the importance of sunblock in the summer and the necessity of proactive planning for your employee benefits. As the days get […]
Read MoreA Double Shot of Joe: Insights from Joe Lawler on Healthcare Solutions
Cup of Joe | Ep. 5 – May In the bustling city of Newport, RI, amidst the buzz of the 2024 Difference Card growth conference, Joseph Donovan, CEO of The Difference Card, sat down with Joseph Lawler of USI Insurance Services for an enlightening conversation. The fifth episode of Cup of Joe podcast series brought […]
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