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California Construction Company Improves Health Benefits and Lowers Insurance Expenses by $215,000 – Guaranteed
A corporate construction services company with three locations across California recently faced a difficult renewal: a 10% health insurance rate increase from long-time carrier Kaiser Permanente. With more than 300 employees enrolled on their plan, the renewal would have pushed…
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ICHRA vs. QSEHRA: What’s the Difference?
A health reimbursement arrangement (HRA) helps employers provide employees with healthcare benefits without compromising their bottom line. While there are different HRA types, an individual coverage HRA (ICHRA) and a qualified small employer HRA (QSEHRA) are good additions or alternatives to a…
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Broker of the Month: Celebrating Mike Carraway of Acentria, a Foundation Risk Partner
The Difference Card is proud to recognize Mike Carraway of Acentria, a Foundation Risk Partner, as our Broker of the Month for his outstanding leadership, client advocacy, and dedication to driving innovative healthcare cost-saving strategies. Mike’s ability to bring creative…
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Discover Difference Card Doorbuster Savings
On average, savings for Cyber Monday are about 30%. Here at The Difference Card, we believe in saving our clients money on their health insurance spend, but can we beat 30% savings? We decided to take a deep dive into…
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An ICHRA vs. Traditional Group Health Insurance
Healthcare benefits are nonnegotiable for employers who want to attract and retain qualified employees in a competitive labor market. For a long time, traditional group health insurance was the primary option employers had for providing health benefits to employees. However,…
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The Broker’s Four-Part Framework for a Winning Health Insurance Strategy
A good health insurance plan can provide important assistance to your clients, but there are countless options available for businesses. What can you do to ensure you offer a personalized and impactful service that provides effective coverage and helps clients…
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A Guide to ICHRA Rules and Regulations
Though traditional employer-sponsored health insurance benefits can be complicated and costly, the Individual Coverage Health Reimbursement Arrangement offers a flexible alternative. It allows employers to provide personalized healthcare coverage without the limitations of traditional group plans. ICHRA adoption has steadily…
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Chicago Technology Consulting Firm Reduces Healthcare Costs by Over $350,000 with The Difference Card Solution
A leading information technology and cybersecurity consulting firm in the greater Chicagoland area faced a major challenge this November when Blue Cross and Blue Shield of Illinois delivered a +25% health insurance renewal increase. With more than 130 employees enrolled…
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Why Are Healthcare Costs Rising?
The rising cost of healthcare in the U.S. creates challenges for employers and the producers who guide them. Higher premiums, increased prescription prices, and shifting plan designs leave many business leaders asking the same question — why is this happening?…
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The Difference Card Appoints New Board Member, Bill Golden
Greenwich, CT – EB Employee Solutions LLC (dba The Difference Card) in partnership with funds managed by Stone Point Capital LLC (Stone Point) announced today that Bill Golden, former Chief Executive Officer of UnitedHealthcare Employer and Individual business, will join…
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