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May Case Study: Municipality Saves $1,480,658 on Renewal Using The Difference Card!

Case Study for Municipality that Saves $1,48,658 on Renewals
May 25, 2023

Using our proprietary strategy, The Difference Card helped a municipality create the most cost-effective healthcare plan for their May renewal. The client was receiving a 21% renewal increase from the NJ State Health Plan. This municipality hired a new  Health Insurance Consultant and engaged The Difference Card to help with a solution to control costs. […]

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The Difference Card Appoints Kurt Knight as Chief Risk Officer

Welcoming Kurt Knight to The Difference Card team
May 16, 2023

Armonk, NY – EB Employee Solutions, LLC, dba The Difference Card, announced that Kurt Knight will be joining The Difference Card as the company’s Chief Risk Officer. Kurt Knight co-founded ELMC Risk Solutions in 2016 and served as the Executive Vice President of the organization for seven years prior to joining The Difference Card. As […]

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Fully Insured vs. Self-Funded Health Plans for Employers

May 11, 2023

Employers can choose between fully-insured and self-insured health plans when deciding on a health insurance option. Both can help employers meet their employees’ healthcare needs but have two distinct structures, one of which may work better than the other. Choosing the right health plan can help reduce plan costs and mitigate risk. We’ll outline these […]

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Our Team is Growing!

Difference Card sales team is growing from coast to coast
May 10, 2023

The Difference Card continues to expand the Sales Team to support nationwide growth. Exciting things are happening at The Difference Card! From promotions to new hires, let’s break it all down for you. REQUEST A PROPOSAL The East Coast Team Promotions: Ashley Dube has been promoted to Senior Director of East Markets. With this promotion, […]

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Yes to Arbor Day!

We Said Yes! to Arbor Day Banner
April 28, 2023

Yes to Arbor Day means we’re saying YES to healthier communities, YES to protecting wildlife, YES to doing what needs to be done to fight the effects of climate change. By partnering with the Arbor Day Foundation, we’re treating every day as though it’s Arbor Day. We know the importance of trees and the necessity […]

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Announcing Extended Hours of Operation for Member Services

Coming soon update for extended call center hours
April 25, 2023

Serving our members from 8AM to 8PM from coast to coast! We are excited to announce that effective May 1, 2023, our Member Services Phone Line will be open from 8AM to 8PM from coast to coast! This extension adds two hours of additional support for our members. Healthcare is personal. Often when a member […]

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The New York Foundling Finds Long-term Success with The Difference Card Health Insurance Strategy

Interview banner for New York Foundling
April 24, 2023

A New York non-profit sits down with The Difference Card to discuss a decade of healthcare savings. The New York Foundling is a non-profit social services agency that serves all 5 boroughs in New York. This organization provides carefully designed programs, effective and interrelated services, and opportunities for community members to create transformational change in […]

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Tax Benefits of Flexible Spending Accounts for Employers

April 19, 2023

Flexible spending accounts are an increasingly popular employee benefit that offers tax advantages for employees and employers. FSAs enable employees to put aside pre-tax dollars to cover eligible medical and dependent care expenses. While employees benefit from reduced taxable income and cost savings, employers can also take advantage of tax benefits associated with offering FSAs. […]

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Are Health and Wellness Services Considered Covered Medical Expenses by the IRS?

Are Health and Wellness Services Considered Covered Medical Expenses by the IRS
April 11, 2023

The IRS releases updated FAQs addressing covered expenses under HSAs, FSAs and HRAs On March 17, 2023, the IRS posted answers to frequently asked questions regarding whether certain costs related to nutrition, wellness, and general health are medical expenses that can be paid or reimbursed under a health savings account (HSA), health flexible spending arrangement […]

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New High-Yield Interest Option for HSA Participants Coming Soon!

Coming Soon New interest option for hsa members
April 11, 2023

Increased Earning Potential with High-Yield HSA We are excited to launch a new high-yield interest option that enables your employees to optimize the value of their Difference Card HSA! Discover Our HSAs With this new option, account holders can take advantage of higher interest rates by choosing to have their HSA cash balance held in […]

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