Blog

Which Health Insurance Solution is Right for Your Client?

August 16, 2021

The Difference Card offers a wide range of products to fit any client’s needs. MEDICAL EXPENSE REIMBURSEMENT PLANS Low Fixed Cost – Greater Savings (Uninsured) Difference Card MERP | Percentage of Savings —  Lowest fixed cost MERP Solution. Difference Card’s fee will be a percentage of what the client saves. Skin in the game as […]

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August Case Study: New York Non-Profit Group Saves $467,500 on Renewal Using The Difference Card

August 11, 2021

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped a New York non-profit navigate a difficult August renewal. The client was receiving a 7% renewal increase from Aetna. This non-profit’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT changing the benefits to […]

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Top 10 Reasons to Exit a PEO

August 5, 2021

Is a Professional Employer Organization Model (PEO) still the right choice? The Difference Card works with many employers-  both within the Professional Employer Organization model and outside of the PEO model. However, there comes a time when some companies realize they have outgrown their PEO model. The efficiencies of outsourcing no longer outweigh the administrative […]

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Which Sunscreen is Right for Me?

July 16, 2021

What SPF Should I Use? The sun plays a very important role in our everyday lives. It helps keep our sleep pattern on track and helps our bodies produce Vitamin D, which is important for bone function and healthy skin. But like most things, it’s only good in moderation. And for those who love the […]

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Difference Card Recognized with Performance Excellence Award

July 6, 2021

The Difference Card is honored to be awarded the Alegeus Performance Excellence Award for New Logo Growth   The APEX (Alegeus Performance Excellence) Awards honor Third Party Administrators who have demonstrated leadership and achieved exceptional business results using the Alegeus technology platform. Clients received recognition at the virtual 2021 Alegeus Client Success Summit on June […]

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Reminder: PCORI Fees are Due by July 31, 2021

June 24, 2021

Don’t forget to file by the July 31st deadline   What are PCORI Fees? Under the Affordable Care Act (ACA), most employer sponsors and insurers are required to pay PCORI fees until 2029, as it applies to plan years ending on or before September 30, 2029. The PCORI fee imposed on sponsors of a self-insured […]

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What the New HSA Limits for 2022 Means For You

June 22, 2021

The IRS Announces 2022 HSA and Qualified HDHP Limits The IRS announced the 2022 limits for Health Savings Accounts (HSA) and Qualified High Deductible Health Plans (HDHP). This allows employers or plan sponsors sufficient time to prepare for Open Enrollment period for 2022. The New HSA Rules for 2022 Health Savings Account (HSA) contribution limits […]

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The Difference Card Announces New Financial Partnership with Northlane Capital

June 10, 2021

New financial partnership provides opportunity for continued growth and innovation at The Difference Card The Difference Card is growing again with new financial partners, Northlane Capital! By partnering with Northlane Capital Partners, The Difference Card will continue to transform the health insurance marketplace by providing benefit enhancements and cost-savings solutions. Northlane Capital is excited to […]

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