HSA account holders are now able to contribute more money to their HSA. The HSA contributions limits are adjusted for inflation each year, and HSA annual limits are released every April or May by the IRS. HSA Contribution Limits The HSA contribution limits for 2026 have been adjusted to reflect the cost of living changes. […]

Understanding PCORI Fees for Self-Insured Health Plans 2025 PCORI (Patient-Centered Outcomes Research Institute) Fees The applicable dollar amount for plan years ending on or after October 1, 2024, and before October 1, 2025, the tax is equal to $3.47. This is a .25 increase from the $3.22 rate in 2024. Fees are reported and paid […]

An online continuing education provider faced a 9% renewal increase from their health insurance carrier, Aetna, for March 2025. This growing organization has 31 enrolled employees across multiple locations nationwide. The company sought an innovative solution to enhance its health benefits while simultaneously reducing costs. Additionally, they needed a comprehensive payroll and human resources management […]

Challenge: A Costly Renewal Increase A supply chain printing company in California faced a significant health benefits renewal increase for February 1, 2025, exceeding their budget. Their existing health insurance carrier, Aetna, proposed a steep 23% rate hike. Seeking a cost-effective solution, the company’s executive team turned to their trusted health benefits consultant at McGriff […]

Here at The Difference Card, we pride ourselves on delivering sweet benefits at an even sweeter cost. Discover how sweet benefits were for these clients in our Valentine’s Day Case Study Roundup. Request a Proposal New York University Saves Over $4 Million A prominent New York University was facing a 19% health insurance premium increase, […]

At Difference Card, we take great pride in partnering with brokers who share our passion for delivering innovative solutions to help clients achieve their employee benefits goals. This month, we’re excited to spotlight our Broker of the Month, Kirk Johnson, Principal at Marsh & McLennan Agency (MMA) in Dallas, Texas. With a career spanning over […]

A prominent New York university faced a significant challenge when its insurance carrier, Anthem Blue Cross Blue Shield (BCBS), proposed a 19% premium increase for January 2025. This would have pushed the university’s healthcare spending to over $14.6 million—exceeding its health insurance budget by $2 million. Seeking a solution, the university hired a new consultant […]

As we step into a new year, it’s the perfect time to reflect on the journey we’ve shared through our monthly Cup of Joe blog series. Over the past year, we’ve tackled key topics in healthcare, employee benefits, and industry trends, delivering actionable insights to help you navigate the ever-changing benefits landscape. Join us as […]

At Difference Card, we’re proud to partner with exceptional brokers who go above and beyond to deliver innovative solutions for their clients. This month, we’re thrilled to shine the spotlight on Dan DeStefano from Liberty Insurance Agency in Pennsylvania, whose dedication and expertise have made a meaningful impact in the employee benefits landscape. A Legacy […]