Why The Difference Card Uses a MERP to Build Custom Plan Designs
There are many employer benefit funding options that maintain pre-tax status with the IRS. One common plan is referred to as an HRA, or Health Reimbursement Arrangement. Some employers allow their workers to direct payroll deductions into an FSA to cover certain medical expenses on a pre-tax basis. Others offer to purchase transit passes on […]
Read MoreSeptember Case Study: Pennsylvania Manufacturer Saves $50,995 on Renewal Using The Difference Card
Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a Pennsylvania Manufacturer navigate a difficult September renewal. The client was receiving a 19.4% renewal increase from UPMC. This manufacturer’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT changing the benefits to staff. […]
Read MoreTraditional Dental Insurance is like Driving a Broken Car: Dental Difference is the Solution.
Question: Would you keep driving your car if you lost 40% of the gas each time you filled up your tank? Answer: Of course you wouldn’t! You’d fix the problem or get a new car! Typical Dental Insurance is Broken Dental Insurance is just like this hypothetical vehicle you’re driving in the above scenario. US […]
Read MoreAugust Case Study: New York Non-Profit Group Saves $467,500 on Renewal Using The Difference Card
Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped a New York non-profit navigate a difficult August renewal. The client was receiving a 7% renewal increase from Aetna. Read More Case Studies This non-profit’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT […]
Read MoreTop 10 Reasons to Exit a PEO
Is a Professional Employer Organization Model (PEO) still the right choice? The Difference Card works with many employers- both within the Professional Employer Organization model and outside of the PEO model. However, there comes a time when some companies realize they have outgrown their PEO model. The efficiencies of outsourcing no longer outweigh the administrative […]
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