Blog

FSA Eligible Sunscreen with Skincare Benefits

August 3, 2022

Summer is in full swing and you’ve probably been enjoying the extra daylight, warm temps, and (hopefully) slower days. But sometimes swimming, time spent outdoors, and long walks with your dog can result in damage from the sun like skin irritation from sunburn, dry skin, or even uneven patches. So how do you take care […]

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August Case Study: Nonprofit Client Saves $242,154 Using The Difference Card

August 2, 2022

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a nonprofit client build the most cost-effective healthcare plan for their August renewal. The client was receiving a 55% renewal increase from Anthem. The firm’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal and […]

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Spotlight of the Month on Difference Card Broker Partner, John Burgert

July 27, 2022

Congratulations to John Burgert, of Lillis, McKibben, Bongiovanni & Company, for being recognized as our Broker Partner of the Month for July 2022! John Burgert is the Director of Employee Benefit Services at Lillis, McKibben, Bongiovanni & Company, a United Benefits Advisor (UBA) firm. John partnered with Difference Card Senior Consultant, Rachel Wilburn, from The […]

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HDHP vs. PPO

July 26, 2022

When choosing a healthcare plan, you may come across a few options. One of these plans is a high deductible health plan (HDHP). The other is a preferred provider organization (PPO). Employers typically offer both of these options. Each has its pros and cons, which can make deciding between them a challenge. Selecting the right […]

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3 Reasons Outsourcing COBRA Might Be Good for Your Business 

July 19, 2022

COBRA healthcare insurance has detailed requirements and deadlines for employers to manage. Companies administering COBRA must keep records, collect premium payments and notify eligible beneficiaries. Compliance with COBRA can be tricky to achieve, yet it’s essential for avoiding non-compliance penalties and fees. Many companies outsource COBRA administration instead of managing it internally. This solution can […]

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July Case Study: Education Client Saves $237,287 Using The Difference Card

July 11, 2022

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped an education client build the most cost-effective healthcare plan for their July renewal. The client was receiving a 46.5% renewal increase from Humana. The firm’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal and […]

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Health Savings Account vs. a 401k

July 5, 2022

Should I max out my HSA contributions? Most people don’t think about an HSA as a savings account. Instead, they think of it as an account used to set aside money, tax-free, to pay for healthcare expenses. But the reality is an HSA is much more than a bank account, it’s a long-term savings vehicle. […]

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Spotlight of the Month on Difference Card Broker Partner, Richard Pierro

June 28, 2022

Congratulations to Richard Pierro, of K&P Benefits, for being recognized as our Broker Partner of the Month for June 2022! Richard Pierro is the CEO of K&P Benefits, a United Benefits Advisor (UBA) firm. Richard partnered with Difference Card Senior Consultant, Oldemar Da Silva, from The Difference Card Southeast Team, to help an Employer Group […]

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ACA Limits Have Increased for 2023: Time to Start Planning

June 21, 2022

The Department Health and Human Services Announced Increased Health Plan Out-of-Pocket Limits by Over 4% The 2023 Health Insurance renewal season is under way and those employers that are currently at the Affordable Care Act (ACA) limits will find additional room in their plan designs for the upcoming 2023 plan year. The Department of Health […]

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HSA vs. FSA: Comparing Strategies

June 20, 2022

What is the difference between a Health Savings Account and a Flexible Spending Account? A health savings account (HSA) and a flexible spending account (FSA) are both great savings vehicles to make your dollars stretch further for healthcare costs. With either option, your employer can contribute pretax dollars into your account, and you can use […]

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