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Sunscreen and Strategies: Summer Prep for Stress-Free Renewals

June 12, 2024

Cup of Joe | Ep. 6 – June Welcome to the June episode of Cup of Joe with Difference Card CEO Joseph Donovan! In this episode, Joe brings a fun and insightful comparison between the importance of sunblock in the summer and the necessity of proactive planning for your employee benefits. As the days get […]

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The Broker’s Forecast: Insurance Trends Shaping 2024

Broker forecast
June 10, 2024

The insurance industry has evolved over the years. Insurance providers and brokers must know the trends and continuously adjust operations to meet the market demands. Common strategies include adopting technology and expanding services to accommodate customer needs. While these solutions are generally helpful, brokers must implement strategies to harness their full potential. Producers who want […]

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A Double Shot of Joe: Insights from Joe Lawler on Healthcare Solutions

May 16, 2024

Cup of Joe | Ep. 5 – May In the bustling city of Newport, RI, amidst the buzz of the 2024 Difference Card growth conference, Joseph Donovan, CEO of The Difference Card, sat down with Joseph Lawler of USI Insurance Services for an enlightening conversation. The fifth episode of Cup of Joe podcast series brought […]

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What Is an ICHRA and How Does It Work?

Learn about ICHRAs
May 14, 2024

What Is an ICHRA and How Does It Work? An individual coverage health reimbursement arrangement (ICHRA) is a flexible health benefits option, and it’s growing in popularity in 2024. It allows employers to reimburse employees for a portion or all of their health insurance premiums. Compared to traditional group plans, ICHRA health insurance suits employees […]

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Common Misconceptions of the MERP

Common Misconceptions of the MERP
May 10, 2024

Common Misconceptions of the MERP According to the latest statistics from the American Medical Association, each person in the U.S. spends an average of $13,493 on healthcare in 2022. That’s a significant portion of many employees’ annual salaries. Businesses that cover part of these medical expenses help encourage employee loyalty while helping staff prioritize their well-being. As […]

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HSA Limits: Maximizing Healthcare Savings

May 10, 2024

HSA account holders are now be able to contribute more money to their HSA . The HSA contributions limits are adjusted for inflation each year, and HSA annual limits are released every April or May by the IRS. HSA Contribution Limits The HSA contribution limits for 2025 have been adjusted to reflect the cost of […]

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Spotlight of the Month on Difference Card Broker Partner, Caleb Howland

May 8, 2024

Congratulations to Caleb Howland, of USI, for being named the Difference Card Broker Partner of the Month for May 2024! Caleb Howland is a Senior Employee Benefits Advisor for USI in their Fort Lauderdale, Florida office. Caleb recently worked with Senior Consultant Oldemar Da Silva from The Difference Card’s Southeast Team to help a food […]

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Which Benefits Do Millennial and Gen Z Employees Value Most?

Employer and Broker Talking
April 30, 2024

Top Employee Benefits for Millennials and Gen Z Hiring top talent drives innovation, improves productivity and ultimately puts businesses ahead of the competition. By curating an appealing set of benefits, businesses are more likely to attract hard-working employees and experience these qualities within their operations. As the average cost of employee turnover equates to a third […]

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