Healthcare premiums represent the financial backbone of health insurance. They’re the regular payments that policyholders make to maintain coverage. Healthcare premium affordability is a significant concern among policyholders, especially considering premiums are expected to increase by 7% in 2025. For employer groups who want to deliver exceptional value to members, understanding what constitutes an affordable premium […]

In 2021, 49% of adults in the United States with an income of less than $24,000 annually were “cost insecure” regarding healthcare affordability. Another 14% were considered “cost desperate.” Sixty percent of adults earning the same amount stated that healthcare costs contribute to their stress. It makes sense that healthcare benefits from employers remain attractive to prospective employees. However, […]

A large, independent health system in Pennsylvania—employing over 1,500 healthcare professionals—was seeking to enhance its employee benefits offering while relieving the administrative burden on its human resources team. With over 300 participants enrolled in a Flexible Spending Account (FSA) and a cumbersome, manual COBRA administration process, the organization turned to its trusted advisors at Alliant […]