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A Guide to Extended Open Enrollment

a guide to extended open enrollment
June 30, 2025

The Affordable Care Act (ACA) requires employers with over 50 employees to provide specific healthcare benefits, although smaller employers may also do so. Employees can opt for these benefits during open enrollment. There is a set schedule at the federal level. However, some states have their own schedules if they have their own healthcare Marketplaces. Whether open enrollment […]

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What’s the Difference Between an ICHRA and a MERP?

What's the difference between ichra and merp
June 27, 2025

Insurance brokers are essential in helping employer clients navigate the complex world of health insurance benefits. Employers will want to offer competitive benefits that attract and retain top talent while benefiting the business. Understanding the nuanced difference between a Medical Expense Reimbursement Plan (MERP) and an Individual Coverage Health Reimbursement Arrangement (ICHRA) will help you […]

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What Is an Affordable Healthcare Premium?

what is an affordable healthcare premium
June 11, 2025

Healthcare premiums represent the financial backbone of health insurance. They’re the regular payments that policyholders make to maintain coverage. Healthcare premium affordability is a significant concern among policyholders, especially considering premiums are expected to increase by 7% in 2025. For employer groups who want to deliver exceptional value to members, understanding what constitutes an affordable premium […]

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How to Reduce Healthcare Costs Without Impacting Patient Outcomes

How to Reduce Healthcare Costs without Impacting Patient Outcomes
June 11, 2025

In 2021, 49% of adults in the United States with an income of less than $24,000 annually were “cost insecure” regarding healthcare affordability. Another 14% were considered “cost desperate.” Sixty percent of adults earning the same amount stated that healthcare costs contribute to their stress. It makes sense that healthcare benefits from employers remain attractive to prospective employees. However, […]

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What Is Cost Containment in Healthcare?

What is cost containment in healthcare
May 15, 2025

Rising medical costs are a top concern for employers, employees, and health plans. In response, cost containment in insurance steps up with programs, processes, and strategies designed to control or reduce healthcare spending without compromising care quality. Cost containment means offering employer groups and brokers a means of helping clients get the best value from […]

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Understanding the Relationship Between Economics and Insurance

May 6, 2025

Understanding the Relationship Between Economics and Insurance Economics has more impact on insurance and the healthcare system than you’d expect. Everything from policy premiums to market adjustments stems from the economic conditions. Whether we’re in a recession or working with a new government administration, economics shift and directly impact our insurance market. In 2023, 92% […]

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Fill Your Basket with Savings This Easter with The Difference Card

April 17, 2025

Spring is in the air, and Easter is just around the corner! As you prepare to fill your basket with treats and treasures, have you considered whether you and your clients are making the most of your savings? Just like a well-planned Easter egg hunt, discovering cost-saving strategies requires the right approach. With The Difference […]

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Regulatory Compliance Services for Insurance

regulatory compliance services for insurance
February 25, 2025

Regulatory Compliance Services for Insurance With how quickly the insurance and regulatory landscape can change, it’s no wonder that insurance brokers sometimes struggle to stay compliant. If you’re in the same boat, it may be time to seek extra compliance help. One option many businesses and brokers use is insurance compliance services. Partnering with a […]

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Understanding the Relationship Between Economics and Insurance

understanding the relationship between economics and insurance
February 12, 2025

Economics has more impact on insurance and the healthcare system than you’d expect. Everything from policy premiums to market adjustments stems from the economic conditions. Whether we’re in a recession or working with a new government administration, economics shift and directly impact our insurance market. In 2023, 92% of Americans had health insurance coverage. With so many […]

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Overcoming Broker Challenges

Overcoming Broker Challenges
February 12, 2025

Being an insurance broker can be both rewarding and challenging. Market changes, regulations, technology and client expectations create obstacles for brokers to overcome. However, brokerage services ensure people and companies find the right insurance. With how complex insurance terms and policies can be, these services are crucial. For both new and experienced brokers, understanding the […]

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