Love at First Savings: 6 Sweet Case Studies
En The Difference Card, nos enorgullecemos de ofrecer dulces beneficios a un coste aún más dulce.
Descubra lo dulces que fueron los beneficios para estos clientes en nuestro resumen de casos de San Valentín.
New York University Saves Over $4 Million
A prominent New York University was facing a 19% health insurance premium increase, pushing their costs over budget by $2 million.
By partnering with The Difference Card and Risk Strategies, they implemented a $5,000 deductible plan with Aetna, lowering fixed insurance premiums by 33% and generating $5 million in immediate savings.
With The Difference Card’s Monthly Budget Difference Guarantee program, the university reinvested a portion of savings to enhance employee benefits while capping costs, leading to over $4 million in total savings.
Florida Private Equity Firm Saves $800,000
A Florida-based private equity firm was facing a 14.5% health insurance renewal increase, putting pressure on their budget.
By partnering with The Difference Card, their broker was able to reduce costs by 17%, turning a projected +15% increase into a -5% savings below current costs—resulting in $821,829 in guaranteed savings.
With The Difference Card’s Guarantee solution, the firm improved employee benefits, lowered out-of-pocket expenses, and ensured a fixed monthly budget—all while staying with their preferred carrier.
Pennsylvania Software Company Saves $440,000
A Pennsylvania software company faced a 30% health insurance renewal increase, threatening to raise their costs from $2.8 million to over $3.7 million.
By partnering with The Difference Card and Liberty Insurance Agency, they eliminated an expensive gap insurance plan, reducing fixed costs by 23% and saving over $900,000 annually.
With The Difference Card’s Medical Expense Reimbursement Plan (MERP) and debit card technology, the company enhanced employee benefits, lowered out-of-pocket costs, and solved administrative challenges—resulting in $440,000 in guaranteed savings.
California Auto Dealership Saves $400,000
A Los Angeles-area car dealership faced rising healthcare costs, with a potential 5% renewal increase threatening their $2 million annual health insurance spend.
By partnering with The Difference Card, they secured a 30% reduction in premiums, lowering fixed costs by over $700,000, while maintaining strong benefits for employees through a Medical Expense Reimbursement Plan (MERP).
With The Difference Card’s customized funding strategy and Difference Guarantee protection, the dealership achieved $412,999 in net annual savings, all while ensuring financial predictability and improved employee benefits.
Mid-West Global Shipping Company Saves $400,000
Illinois Manufacturing Company to Save Over $160,000
A Midwest manufacturing company faced a 23% health insurance renewal increase, threatening to push their healthcare spend beyond $1 million.
By partnering with The Difference Card and their broker, they reduced renewal costs by 17%, bringing the increase down to just 6%, and secured $160,000 in guaranteed annual savings.
With The Difference Card’s Monthly Budget solution, the employer not only lowered costs but also improved employee benefits, funding the first $3,500 of deductibles to reduce out-of-pocket expenses.
