Working through a confusing system of insurance forms, limited appointment times, and one-way conversations with providers leaves many people feeling like passive passengers in their health decisions. This traditional model is impersonal, inflexible, and often frustrating for everyone involved. However, there’s been a shift in the last decade. Today, you have a voice in your […]

Spring is in the air, and Easter is just around the corner! As you prepare to fill your basket with treats and treasures, have you considered whether you and your clients are making the most of your savings? Just like a well-planned Easter egg hunt, discovering cost-saving strategies requires the right approach. With The Difference […]

Greenwich, CT – The Difference Card, a national leader in cost-saving healthcare benefit strategies, today announced the addition of two seasoned sales executives. Tom Koebel and Adrien Darbouze Jr. joined the Revenue Management Team in March. Their combined expertise strengthens the company’s commitment to delivering innovative, cost-effective benefit solutions for employers and broker partners across […]

HUB International Mid-America | Tulsa, Oklahoma At The Difference Card, we are proud to partner with forward-thinking consultants who are deeply committed to delivering measurable healthcare cost containment strategies for their clients. This month, we are excited to spotlight Victoria Young and her team at the HUB International Tulsa, Oklahoma office as our Broker of […]

Public sector employers across Illinois continue to face intense healthcare cost pressure. This March, a municipal Village in the greater Chicagoland area was confronted with a staggering 31% health insurance renewal increase from Blue Cross Blue Shield of Illinois for their 3/1 plan year. With a fixed taxpayer-funded budget and a commitment to maintaining strong […]

A medical expense reimbursement plan (MERP) offers many benefits to employers and employees. Employers can lower healthcare costs and adjust their plans each year, while employees can still get the right level of care. However, as single and family coverage premiums rise, organizations have been forced to explore structurally sound solutions to this issue. A […]

Hiring top talent drives innovation, improves productivity, and ultimately puts businesses ahead of the competition. By curating an appealing set of benefits, businesses are more likely to attract hardworking employees and experience these qualities within their operations. As the average cost of employee turnover equates to around 33.3% of an employee’s base salary, better benefits also help […]

Choosing a healthcare provider can be challenging, as there are many factors to consider and options available to you. However, narrowing down your options is necessary to get the high-quality healthcare you need. Fortunately, with the right knowledge and tools, you can find the ideal healthcare provider for your needs. Explore practical tips and strategies […]

The cost of health insurance can have a significant impact on small businesses. Finding a comfortable balance between keeping costs down and providing the healthcare benefits your employees deserve is essential for employee retention. Introducing strategic funding is a viable way to pay for healthcare benefits rather than high-priced insurance plans. This guide explains how […]