Blog

All Posts

What is a hybrid approach for HDHPs

What Is a Hybrid Approach for HDHPs?

April 6, 2026

Healthcare costs are rising steadily. Employers are projected to see a 10% cost increase for 2026, with average annual family premiums reaching $26,993. For business leaders, this creates an impossible choice. Cut costs and risk losing talent, or maintain benefits and erode profit…

Read More
The evolution of patient-centered healthcare

The Evolution of Patient-Centered Healthcare — What It Means for You

March 25, 2026

Working through a confusing system of insurance forms, limited appointment times, and one-way conversations with providers leaves many people feeling like passive passengers in their health decisions. This traditional model is impersonal, inflexible, and often frustrating for everyone involved. However,…

Read More

What Is the Difference Between an HSA and an HRA?

March 17, 2026

Lowering healthcare costs and getting clear answers are top priorities. While both a health savings account (HSA) and a health reimbursement arrangement (HRA) offer tax advantages, they operate very differently. Selecting the right option can save you thousands annually in…

Read More
Broker of the month graphic, Victoria Young

Difference Card Broker of the Month: Victoria Young

March 9, 2026

HUB International Mid-America | Tulsa, Oklahoma At The Difference Card, we are proud to partner with forward-thinking consultants who are deeply committed to delivering measurable healthcare cost containment strategies for their clients. This month, we are excited to spotlight Victoria…

Read More

    Resource Download

    Please fill the fields below to download resources.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.