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Spotlight of the Month on Difference Card Broker Partner, Jim Fawcett

July 17, 2024

Congratulations to Jim Fawcett, Our Difference Card Broker Partner of the Month for July 2024! We are delighted to announce Jim Fawcett of the DJB Group, a division of Highstreet Insurance Partners, as the Difference Card Broker Partner of the Month for July 2024! Jim Fawcett serves as the Northeast Regional Sales Leader and Vice […]

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How to Help Clients Understand Open Enrollment Options

How to Help Clients Understand Open Enrollment Options
July 17, 2024

Open enrollment season is an important time of opportunities and challenges for employees. On the one hand, they can enroll in healthcare solutions that improve their well-being, job satisfaction and productivity. On the other hand, they may be intimidated and confused by the range of options and how to enroll. Nearly two-thirds of employees say their employer’s […]

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How Section 125 Plans Work

How a Section 125 Works
July 17, 2024

Section 125 plans let employers offer employees non-taxable benefits that contribute toward healthcare expenses. These plans provide significant tax savings, so they’re beneficial to both employers and employees. They also help reduce the burden of rising healthcare costs, allowing businesses to take care of their teams’ financial, mental and physical health. Doing so can result […]

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Declaring Independence from Traditional Benefit Plans

July 17, 2024

In the July episode of Cup of Joe, we had the pleasure of welcoming a special guest known for his innovative approach to healthcare benefits, Lester Morales. As the CEO and Founder of NextImpact, Lester has been a pioneer in thinking outside the box when it comes to building health plans. We caught up with […]

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COBRA Subsidy: Who’s Eligible, How it’s Funded, and How to Deliver Notices to Employees

Cobra subsidy eligibility
July 9, 2024

COBRA Subsidy: Eligibility, Funding and Notice Requirements The federal government initiated several programs to address the challenges posed by the coronavirus outbreak. One of these programs was the Consolidated Omnibus Budget Reconciliation Act (COBRA) subsidy, which excluded qualified individuals from paying premiums for a specified duration. Although the program has ended, insurance brokers continue to […]

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July Case Study: The Difference Card Helps New York Non-Profit to Improve Health Benefits and Save Over $100,000 Annually!

July 2, 2024

This non-profit organization, located in Long Island, New York, employs over 100 staff members on their health plan. To continue fulfilling their important mission, the organization sought help from their consulting team at Corporate Synergies to improve their benefits package while reducing costs for both staff and the company. Corporate Synergies, part of the Foundation […]

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June Case of the Month: Potpourri Group, Inc. saves 15% on Health Insurance Renewal

June 20, 2024

How Potpourri Group Achieved Significant Healthcare Savings and Enhanced Employee Benefits Potpourri Group, Inc., a Massachusetts-based company employing over 350 individuals, is part of the Northlane Capital private equity portfolio. Potpourri Group operates as a multi-channel direct marketer, managing 18 complementary brands including Potpourri, Catalog Favorites, NorthStyle, Expressions,The Stitchery, Nature’s Jewelry, The Pyramid Collection, In […]

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Spotlight of the Month on Difference Card Broker Partner, Niko Washington

June 19, 2024

Congratulations to Niko Washington, of Johnson & Dugan Insurance Services Corporation, for being named the Difference Card Broker Partner of the Month for June 2024! Niko Washington is the Vice President of the Employee Benefits Practice for Johnson & Dugan in Redwood City, California. Niko recently worked with Senior Consultant Scott Bezanson from The Difference […]

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Sunscreen and Strategies: Summer Prep for Stress-Free Renewals

June 12, 2024

Cup of Joe | Ep. 6 – June Welcome to the June episode of Cup of Joe with Difference Card CEO Joseph Donovan! In this episode, Joe brings a fun and insightful comparison between the importance of sunblock in the summer and the necessity of proactive planning for your employee benefits. As the days get […]

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The Broker’s Forecast: Insurance Trends Shaping 2024

Broker forecast
June 10, 2024

The insurance industry has evolved over the years. Insurance providers and brokers must know the trends and continuously adjust operations to meet the market demands. Common strategies include adopting technology and expanding services to accommodate customer needs. While these solutions are generally helpful, brokers must implement strategies to harness their full potential. Producers who want […]

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