Meet our 2023 Difference Card Broker of the Year, Beth McLeod

Cup of Joe | Ep. 2 – February In the spirit of Valentine’s Day, this month’s Cup of Joe episode features Beth McLeod, from Alliant Insurance Services. In this episode, Joseph Donovan, the CEO of The Difference Card, engages in a captivating dialogue with Beth, celebrating her role as the ultimate matchmaker in the intricate […]

2024 FSA Contribution Limits Announced

The IRS announced the new limits on November 9, 2023. Request a Proposal Highlights of changes coming in 2024: FSA Contributions: Contributions to a healthcare flexible spending account have increased $150 to $3,200 – up from $3,050 in 2023. FSA Carryover Amount: If the employer allows for carry-over, FSA participants can now carry over $640 […]

How to Reduce Costs and Improve Benefits using Medical Expense Reimbursement Plans

What you need to know about using a MERP strategy   WRITTEN BY ERIC CALCIANO, Managing Partner at New City Insurance Originally appeared on Issuu.com and featured in California Broker Magazine Looking for a robust tool for employers seeking to manage healthcare costs effectively? Take a look at Medical Expense Reimbursement Plans (MERPs). Not just […]

Spotlight Interview with CEO, Joe Donovan

March 28, 2023

Joe Donovan sits down with Medical Travel and Digital Health News for a deep dive on The Difference Card Joe Donovan met with Laura Carabello, the newsletter editor of Medical Travel & Digital Health News, to talk about the intricacies of The Difference Card and how it works to help employer groups reduce their healthcare […]

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Difference Card Digest: Looking Back at Q4

Quarterly Updates from The Difference Card Attracting Top Talent & Reducing Employee Turnover with Better Benefits The #1 driver of retention is benefits. Companies that prioritize health care benefits experience 27% lower turnover rates. Read expert strategies to combat turnover Featured Case Studies Every month, we highlight an industry that achieved great savings with The Difference […]

Introducing the Client Success Team!

The Difference Card is launching a new Client Success Team to streamline the client experience. Request a Proposal The Difference Card team is dedicated to service excellence. Our team has delivered a client satisfaction rate of over 95% with an NPS score above 50! We are continuously improving our processes to better serve you. In […]

PCORI Fees Announced for 2023 for Self-Insured Health Plans

Patient-Centered Outcomes Research Institute (PCORI) Fees Updated by IRS On November 14, 2022, the IRS released Notice 2022-59 which updated the amount of the Patient-Centered Outcomes Research Trust Fund fee that self-insured health plans must pay for plan years ending on or after October 1, 2022, and before October 1, 2023. The applicable dollar amount […]

A Letter from the New CEO of The Difference Card

Benefits are in my blood. I have done one thing in my entire 20-year career and that’s employee benefits. I have worked for an insurance carrier, an insurance broker, and for The Difference Card. So, for better or worse, healthcare has and always will be, a deep part of my identity. I don’t have to […]

Introducing The Difference Health Plan

A New Self-Funded Health Insurance Solution for Small to Mid-Size Businesses  Moving from a fully insured health plan to a self-funded one can be daunting. It’s intimating to take on the risk of full claim exposure.   Request a Proposal With The Difference Health Plan, you get complete confidence that we will guide you or your client […]

How Does The Difference Card Work?

A Member’s Guide to Understanding The Difference Card Have you ever felt overwhelmed by the rising costs of healthcare? It’s no secret- healthcare costs have risen dramatically in the United States over the past several decades. For those with employer-provided healthcare, average annual premiums for family coverage rose 37% from 2015 to 2020. At The […]