Healthcare premiums represent the financial backbone of health insurance. They’re the regular payments that policyholders make to maintain coverage. Healthcare premium affordability is a significant concern among policyholders, especially considering premiums are expected to increase by 7% in 2025. For employer groups who want to deliver exceptional value to members, understanding what constitutes an affordable premium […]

Understanding PCORI Fees for Self-Insured Health Plans 2025 PCORI (Patient-Centered Outcomes Research Institute) Fees The applicable dollar amount for plan years ending on or after October 1, 2024, and before October 1, 2025, the tax is equal to $3.47. This is a .25 increase from the $3.22 rate in 2024. Fees are reported and paid […]

Whether you are interviewing for a new position, have started a new job or are seasoned at your company, knowing what your benefits are really worth is important and advantageous. This knowledge equips you with a powerful tool as you progress in your career. Many employees curate benefit packages to attract and retain new talent, […]

Benefits play a significant role in employee stability, happiness and retention. The best benefit packages attract top talent and increase retention rates, which translates into success for the company and employees. What Benefits Should You Look for in a Job? Research shows that 82% of employees would feel a greater sense of overall stability if they understood […]

The federal government initiated several programs to address the challenges posed by the coronavirus outbreak. One of these programs was the Consolidated Omnibus Budget Reconciliation Act (COBRA) subsidy, which excluded qualified individuals from paying premiums for a specified duration. Although the program has ended, insurance brokers continue to offer valuable services to clients who have […]

Employee benefits are indicative of a workplace that values and supports its employees. A comprehensive employment package is vital in today’s competitive job market. As individuals become increasingly aware of the norm in employment benefits, what you add to your offer will showcase a well-rounded work environment that encourages people to join. There are various […]

El IRS publica preguntas frecuentes actualizadas sobre los gastos cubiertos por las HSA, las FSA y las HRA El 17 de marzo de 2023, el IRS publicó respuestas a preguntas frecuentes sobre si determinados costes relacionados con la nutrición, el bienestar y la salud en general son gastos médicos que pueden pagarse o reembolsarse con cargo a una cuenta de ahorros sanitarios (HSA), un acuerdo de gastos flexibles sanitarios [...].