An online continuing education provider faced a 9% renewal increase from their health insurance carrier, Aetna, for March 2025. This growing organization has 31 enrolled employees across multiple locations nationwide. The company sought an innovative solution to enhance its health benefits while simultaneously reducing costs. Additionally, they needed a comprehensive payroll and human resources management […]

Regulatory Compliance Services for Insurance With how quickly the insurance and regulatory landscape can change, it’s no wonder that insurance brokers sometimes struggle to stay compliant. If you’re in the same boat, it may be time to seek extra compliance help. One option many businesses and brokers use is insurance compliance services. Partnering with a […]

Health insurance is a major consideration for employees. Businesses looking to hire and retain the best talent need to offer competitive benefits to motivate their team. But how do you offer affordable healthcare without driving up your expenses? Insurance producers can provide businesses with alternative insurance packages to make it easier to offer their employees […]

Challenge: A Costly Renewal Increase A supply chain printing company in California faced a significant health benefits renewal increase for February 1, 2025, exceeding their budget. Their existing health insurance carrier, Aetna, proposed a steep 23% rate hike. Seeking a cost-effective solution, the company’s executive team turned to their trusted health benefits consultant at McGriff […]

Economics has more impact on insurance and the healthcare system than you’d expect. Everything from policy premiums to market adjustments stems from the economic conditions. Whether we’re in a recession or working with a new government administration, economics shift and directly impact our insurance market. In 2023, 92% of Americans had health insurance coverage. With so many […]

Being an insurance broker can be both rewarding and challenging. Market changes, regulations, technology and client expectations create obstacles for brokers to overcome. However, brokerage services ensure people and companies find the right insurance. With how complex insurance terms and policies can be, these services are crucial. For both new and experienced brokers, understanding the […]

Here at The Difference Card, we pride ourselves on delivering sweet benefits at an even sweeter cost. Discover how sweet benefits were for these clients in our Valentine’s Day Case Study Roundup. Request a Proposal New York University Saves Over $4 Million A prominent New York University was facing a 19% health insurance premium increase, […]

At Difference Card, we take great pride in partnering with brokers who share our passion for delivering innovative solutions to help clients achieve their employee benefits goals. This month, we’re excited to spotlight our Broker of the Month, Kirk Johnson, Principal at Marsh & McLennan Agency (MMA) in Dallas, Texas. With a career spanning over […]

A prominent New York university faced a significant challenge when its insurance carrier, Anthem Blue Cross Blue Shield (BCBS), proposed a 19% premium increase for January 2025. This would have pushed the university’s healthcare spending to over $14.6 million—exceeding its health insurance budget by $2 million. Seeking a solution, the university hired a new consultant […]