Healthcare in the USA is becoming increasingly costly and complex for employers, employees and insurance companies. According to a 2023 report by KFF, the average annual premium for employer-sponsored family health coverage reached $23,968, marking a 7% increase from the previous year. As healthcare expenses continue rising, finding comprehensive cost-containment strategies has become increasingly crucial […]

Ever wish you had a crystal ball to make important decisions, like choosing the right doctor for your care? While we may not have a literal crystal ball, at The Difference Card, we’re predicting that by 2025, healthcare choices will be clearer than ever before. This month on Cup of Joe, we explore how your […]

We are thrilled to announce Brandon Adamson and Melissa Miller from USI Insurance Services as the Difference Card Broker Partners of the Month for September 2024! Brandon serves as Vice President and Partner at USI’s Indiana office, located in Terre Haute, and has been a leader in the employee benefits industry for over 15 years. […]

This country club employer is located in South Florida with 73 employees enrolled in their health plan. This company was spending over $760,000 on their health insurance plan and was faced with a 9% renewal. This rate change from Florida Blue would have increased their healthcare spend to over $830,000. The organization turned to their […]

Health insurance can be a significant expense for small businesses, but employers don’t have to forego this competitive employee benefit to save costs. Instead, they can use a medical expense reimbursement plan to bridge the gap between offering nothing or a full-fledged health care plan. MERPs also bring other advantages besides helping employers afford to […]

This clinical research organization, located in the upstate region of New York state, was spending close to $1 Million on their health insurance plan. The company was looking for healthcare savings, without reducing their employee benefits offering. A competitive bid was conducted with several consulting firms vying for their business. The middle market brokerage team […]

Congratulations to Mark Jurena of Assured Partners for being named the Difference Card Broker Partner of the Month for August 2024! Mark Jurena serves as the Agency Vice President of the Employee Benefits Practice at Assured Partners’ Moon Township office in Pennsylvania. In a recent success story, Mark collaborated with Senior Consultant Rachel Wilburn from […]

As an insurance producer, your pitch is most persuasive to prospects when you show them you can put together the benefits they need for their employees at the best price. Along with your expertise in finding solutions that align with their priorities, your ability to get your clients the best deals is core to your […]