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June 12, 2024

Cup of Joe | Ep. 6 – June Welcome to the June episode of Cup of Joe with Difference Card CEO Joseph Donovan! In this episode, Joe brings a fun and insightful comparison between the importance of sunblock in the…

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May 16, 2024

Cup of Joe | Ep. 5 – May In the bustling city of Newport, RI, amidst the buzz of the 2024 Difference Card growth conference, Joseph Donovan, CEO of The Difference Card, sat down with Joseph Lawler of USI Insurance…

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Common Misconceptions of the MERP

Common Misconceptions of a MERP

May 10, 2024

According to the latest statistics from the American Medical Association, each person in the U.S. spends an average of $13,493 on healthcare in 2022. That’s a significant portion of many employees’ annual salaries. Businesses that cover part of these medical expenses help…

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May 9, 2024

Difference Card HRAs lower payroll deductions and improve benefits in New Jersey   The Difference Card is endorsed health administrator of the New Jersey Association of Counties.   If you’re in the State Health Benefit Plan for New Jersey, then…

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May 8, 2024

The Borough of Dunellen is a municipality in the state of New Jersey. The public entity has seen their health insurance costs rise by over 30% in the past few years and were spending close to $900,000 annually in healthcare…

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