Flexibility: Adapting Plan Designs to Your Clients Needs While Creating a Multi-Year Savings Strategy
A Recap of our October Webinar, Session 1: Healthy Habits & Health Insurance In the first webinar in our three-part series, Healthy Habits and Health Insurance, we explored how health plans can be designed in unique ways to create the best possible benefit for employees while also reducing cost for the employer. Chris Calderone, CRO […]
Read MoreIntroducing New Producer Partner Rules of Engagement for 2022
At The Difference Card, we value the strategic partnerships we form with our Brokers, General Agents, and Producers throughout the country. Working together to deliver outstanding savings and service to our mutual clients has allowed us to continue to build on 20 years of success where we have driven savings for every client that has […]
Read MoreNew Health and Wellness Videos in the Member Portal!
We are excited to announce a brand-new catalog of online health education and wellness videos! If you are a Difference Card member, login to your account now to check out 50 new health and wellness videos available in your portal. Click here to access the member portal. Throughout the year, we will continue to bring in […]
Read More7 Ways HR Professionals Can Thrive During 2022 Open Enrollment
Innovation during Open Enrollment can help employers set themselves apart. The Covid-19 pandemic has forced us all to change and adapt. Before March 2020, Open Enrollment meant in-person benefit fairs with pretty tables, flyers, and giveaways. But the Covid-19 pandemic and social distancing requirements has put a halt to traditional Open Enrollment sessions and pointed […]
Read MoreOctober Case Study: Difference Card Saves California Aerospace Distribution Company Over $100,000
Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped a California Aerospace and Defense Distributor build the most cost-effective healthcare plan for their October renewal. The company was receiving a 3.8% renewal increase from Aetna. This Distribution Company’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT changing the benefits to staff. Request a Proposal Our California team […]
Read MoreHow to Create an HSA Spending and Saving Strategy for 2022
With 2022 just around the corner, what better time than now than to come up with a HSA spending and saving strategy? As your HSA is an account you can pull money from, it’s important to see how it ties into your larger spending plan. Learn More About HSAs A bright spot in an otherwise […]
Read MoreHealthy Habits & Health Insurance: Our New 3-Part Webinar Series!
Join us for this exciting 3-part series! The Difference Card is excited to launch a brand-new, 3-Part Webinar Series focused on creating a productive and healthy fourth quarter – both by generating new business AND by taking care of your mental wellbeing during a typically stressful season. This unique webinar series will help you calm […]
Read MoreCan I have an FSA and HSA? Exploring compatible tax-free account options
Whether you’re single, married, or have a growing family, healthcare may be a large chunk of your budget every year, and it can be particularly costly with a high-deductible health insurance plan. Fortunately, there are a couple of tax-friendly accounts, Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) that can make medical expenses more […]
Read MoreWhy The Difference Card Uses a MERP to Build Custom Plan Designs
There are many employer benefit funding options that maintain pre-tax status with the IRS. One common plan is referred to as an HRA, or Health Reimbursement Arrangement. Some employers allow their workers to direct payroll deductions into an FSA to cover certain medical expenses on a pre-tax basis. Others offer to purchase transit passes on […]
Read MoreSeptember Case Study: Pennsylvania Manufacturer Saves $50,995 on Renewal Using The Difference Card
Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a Pennsylvania Manufacturer navigate a difficult September renewal. The client was receiving a 19.4% renewal increase from UPMC. This manufacturer’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT changing the benefits to staff. […]
Read More