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June Spotlight of the Month: Celebrating Difference Card Broker Partner, Tony Mahon

June 17, 2025

Meet Tony Mahon – Executive Vice President, National Public Entity Practice Leader Tony Mahon currently serves as Executive Vice President at Marsh McLennan Agency (MMA), the U.S.-based subsidiary of global insurance brokerage Marsh. Tony sits on the MMA sales leadership team, with over thirty years of experience in the insurance industry. He’s been at the […]

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What Is an Affordable Healthcare Premium?

what is an affordable healthcare premium
June 11, 2025

Healthcare premiums represent the financial backbone of health insurance. They’re the regular payments that policyholders make to maintain coverage. Healthcare premium affordability is a significant concern among policyholders, especially considering premiums are expected to increase by 7% in 2025. For employer groups who want to deliver exceptional value to members, understanding what constitutes an affordable premium […]

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How to Reduce Healthcare Costs Without Impacting Patient Outcomes

How to Reduce Healthcare Costs without Impacting Patient Outcomes
June 11, 2025

In 2021, 49% of adults in the United States with an income of less than $24,000 annually were “cost insecure” regarding healthcare affordability. Another 14% were considered “cost desperate.” Sixty percent of adults earning the same amount stated that healthcare costs contribute to their stress. It makes sense that healthcare benefits from employers remain attractive to prospective employees. However, […]

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Community Health System Partners with The Difference Card to Streamline Administration and Elevate Employee Experience

June 9, 2025

A large, independent health system in Pennsylvania—employing over 1,500 healthcare professionals—was seeking to enhance its employee benefits offering while relieving the administrative burden on its human resources team. With over 300 participants enrolled in a Flexible Spending Account (FSA) and a cumbersome, manual COBRA administration process, the organization turned to its trusted advisors at Alliant […]

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Empower Your Wellbeing with Our New Wellness Resources

May 29, 2025

We’re excited to announce a powerful new way for Difference Card members to take charge of their health and wellbeing! Introducing our refreshed and modern library of wellness videos — a dynamic collection of expert-led sessions designed to support your total wellness journey. Whether you’re aiming to reduce stress, eat healthier, get more active, or […]

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What Is Cost Containment in Healthcare?

What is cost containment in healthcare
May 15, 2025

Rising medical costs are a top concern for employers, employees, and health plans. In response, cost containment in insurance steps up with programs, processes, and strategies designed to control or reduce healthcare spending without compromising care quality. Cost containment means offering employer groups and brokers a means of helping clients get the best value from […]

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MERP Compliance and Financial Considerations

merp compliance and financial considerations
May 15, 2025

Knowing how to manage a Medical Expense Reimbursement Plan (MERP) in compliance with federal regulations is important for helping your clients maintain the financial benefits of the healthcare program. As an insurance broker, you should be up to date with the latest compliance rules associated with your MERP employer group plan. This comprehensive guide explores how […]

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What Happens to Your HSA if You Leave Your Job?

What Happens to your HSA if you Leave Your Job
May 15, 2025

If you’ve been laid off or decided to leave your job, you may be wondering what will happen to your health savings account (HSA). Since you own the HSA, it’ll follow you wherever you go. This means you’ll still have your HSA, whether employed, unemployed, or switching jobs. Learn more about how to open an HSA and what happens to your […]

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The Official MERP FAQ

The official merp FAQ
May 13, 2025

As healthcare costs rise, companies need options to help their employees afford quality care while minimizing employer expenses. Medical Expense Reimbursement Plans (MERP) are among the insurance producer’s most effective tools for creating win-win group coverage solutions, but they’re also among the most misunderstood healthcare products. Whether you want help understanding MERP products or explaining […]

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