The insurance industry has evolved over the years. Insurance providers and brokers must know the trends and continuously adjust operations to meet the market demands. Common strategies include adopting technology and expanding services to accommodate customer needs. While these solutions are generally helpful, brokers must implement strategies to harness their full potential. Producers who want […]

An individual coverage health reimbursement arrangement (ICHRA) is a flexible health benefits option, and it’s growing in popularity in 2024. It allows employers to reimburse employees for a portion or all of their health insurance premiums. Compared to traditional group plans, ICHRA health insurance suits employees who would prefer to choose their own health insurance […]

According to the latest statistics from the American Medical Association, each person in the U.S. spends an average of $13,493 on healthcare in 2022. That’s a significant portion of many employees’ annual salaries. Businesses that cover part of these medical expenses help encourage employee loyalty while helping staff prioritize their well-being. As a side bonus, staff members […]

Congratulations to Caleb Howland, of USI, for being named the Difference Card Broker Partner of the Month for May 2024! Caleb Howland is a Senior Employee Benefits Advisor for USI in their Fort Lauderdale, Florida office. Caleb recently worked with Senior Consultant Oldemar Da Silva from The Difference Card’s Southeast Team to help a food […]

The Borough of Dunellen is a municipality in the state of New Jersey. The public entity has seen their health insurance costs rise by over 30% in the past few years and were spending close to $900,000 annually in healthcare costs. While other municipalities were raising taxes to cover the increases, Dunellen chose to work […]

Top Employee Benefits for Millennials and Gen Z Hiring top talent drives innovation, improves productivity and ultimately puts businesses ahead of the competition. By curating an appealing set of benefits, businesses are more likely to attract hard-working employees and experience these qualities within their operations. As the average cost of employee turnover equates to a third […]

Congratulations to Beth Sweeney, of OneDigital, for being named the Difference Card Broker Partner of the Month for April 2024! Beth Sweeney is a Benefits Consultant for OneDigital in their New York City, New York office. Beth recently worked with Senior Consultant Richard Halpin from The Difference Card’s Northeast Team to help a non-profit social […]

It’s no secret that technology has impacted almost every facet of modern life. One of the last industries to join this technological revolution is health insurance brokers, who often use paper-based processes or standalone systems. As more companies demand tools and technology that can help them serve a younger workforce, health insurance brokers must quickly […]