Difference Card Broker of the Month: Peter Swansen Jr.
Key Takeaways A Quick Summary
Key Takeaways
- Peter Swansen Jr. of Corporate Plans Retirement Strategies is recognized as The Difference Card's Broker of the Month for his work in Westchester County and the greater New York market.
- He has a decade-long partnership with The Difference Card, using the Medical Expense Reimbursement Plan (MERP) strategy to help employers reduce healthcare spending while preserving employee access to care.
- A recent win: a nonprofit healthcare center achieved a 20% renewal reduction and over $400,000 in annual savings through a MERP solution developed by Pete with Emily Coughlin Molloy, Ashley Dube, and Heather Walsh.
- Pete's approach focuses on protecting employer budgets, preserving the employee experience, and delivering predictable, sustainable cost-containment results for mid-sized businesses and complex nonprofits.
- The Difference Card helps employers average 18% annual savings on healthcare with tailored, multi-year plan designs and invites organizations to request a proposal to see potential savings.
Corporate Plans Retirement Strategies | Westchester County, NY
This month, The Difference Card is proud to recognize Peter Swansen Jr. of Corporate Plans Retirement Strategies as our Broker of the Month. Pete is a trusted advisor who has spent years helping employers take control of rising healthcare costs through smarter strategy, better plan design, and proven cost-containment solutions.
With deep experience in the health benefits industry, Pete has built a reputation in the Westchester County and greater New York market as a problem-solver for employers facing relentless renewal increases. For more than a decade, he has partnered with The Difference Card to help clients reduce healthcare spend using the Medical Expense Reimbursement Plan (MERP) strategy, delivering predictable savings without disrupting employee access to care.
A Decade of Partnership, Measurable Results
Over the past ten years, Pete has consistently turned to the Difference Card when clients need real, sustainable relief from healthcare cost inflation. His approach is simple but powerful: protect the employer’s budget, preserve the employee experience, and use MERP as a strategic lever to close the gap between what plans cost and what employers can afford.
That long-standing partnership has translated into meaningful results for dozens of organizations, ranging from mid-sized businesses to complex nonprofit groups, each looking for a smarter way forward in an increasingly challenging benefits market.
A Recent Win: 20% Renewal Reduction, $400,000+ in Annual Savings
One of Pete’s most recent successes perfectly captures the impact of this approach.
A nonprofit healthcare center in the region was staring down a painful renewal increase that threatened to blow a hole in their operating budget. As a mission-driven organization, they needed to control costs without shifting the burden onto employees or compromising access to care.
Pete brought together a strong team to solve the problem, including Emily Coughlin Molloy and Ashley Dube from The Difference Card, along with Heather Walsh from Warner Pacific. Working collaboratively, the group designed a MERP strategy that fit the employer’s goals, preserved the existing plan structure, and delivered immediate, measurable impact.
The result?
✅ A 20% reduction in the employer’s renewal
✅ Over $400,000 in annual savings
✅ A solution that aligned financial sustainability with the organization’s mission
It’s exactly the kind of outcome that shows what’s possible when the right partners come together with the right strategy.
Trusted Advisor, Proven Partner
Pete’s success isn’t just about one win, it’s about consistency, credibility, and long-term commitment to his clients. His decade-long partnership with The Difference Card reflects a shared belief that employers deserve better tools to manage healthcare costs, and that smart plan design, powered by solutions like MERP, can create real, lasting change.
We’re proud to work alongside Pete and grateful for the trust he continues to place in the Difference Card team. Congratulations, Peter Swansen Jr., on being named our Broker of the Month, and thank you for the impact you’re making for employers across New York, New Jersey and Connecticut.
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The Difference Card helps employers across all industries deliver better benefits at a lower cost. Our clients average 18% annual savings on healthcare, often while improving the employee experience. With a proven, multi-year strategy and tailored plan designs, The Difference Card is a trusted partner for brokers and employers seeking smarter solutions to rising healthcare costs.
Curious how much you could save? Request a proposal here.
