Difference Card clients have saved $2.1 billion in healthcare expenses since its founding in 2001. Greenwich, CT – The Difference Card, a leading provider of cost-effective health insurance solutions, proudly commemorates its 25th anniversary this year. Since its founding in 2001, The Difference Card has helped clients achieve an average net savings of 18.2% a year, resulting in $2.13 billion in total savings provided to small and mid-sized employers across the U.S.   Founded by Paul Staubi […]

This month, the Difference Card team is proud to recognize Paul V. Shaheen, RHU, REBC, a seasoned employee benefits consultant with Marsh McLennan Agency (MMA), as our Broker of the Month. For nearly 35 years, Paul has been laser focused on helping professional service firms (law, architectural, medical/dental) take strategic approaches to healthcare cost containment, […]

As we wrap up another incredible year, we reflect on the values that guide us – gratitude, generosity, and community. This season, we’re proud to continue our tradition of giving back by supporting organizations that make a real difference in people’s lives. This year, we are honored to donate to two outstanding organizations Interface Children […]

A corporate construction services company with three locations across California recently faced a difficult renewal: a 10% health insurance rate increase from long-time carrier Kaiser Permanente. With more than 300 employees enrolled on their plan, the renewal would have pushed their annual healthcare spend above $4 million – unless they acted decisively. The Challenge: Rising […]

A health reimbursement arrangement (HRA) helps employers provide employees with healthcare benefits without compromising their bottom line. While there are different HRA types, an individual coverage HRA (ICHRA) and a qualified small employer HRA (QSEHRA) are good additions or alternatives to a traditional group health plan, and can help control a company’s healthcare costs. Both benefits offer […]

The Difference Card is proud to recognize Mike Carraway of Acentria, a Foundation Risk Partner, as our Broker of the Month for his outstanding leadership, client advocacy, and dedication to driving innovative healthcare cost-saving strategies. Mike’s ability to bring creative solutions to complex benefits challenges has made a meaningful impact for his clients—delivering measurable results […]

On average, savings for Cyber Monday are about 30%. Here at The Difference Card, we believe in saving our clients money on their health insurance spend, but can we beat 30% savings? We decided to take a deep dive into some of our favorite case studies to see the savings we were able to achieve […]

Healthcare benefits are nonnegotiable for employers who want to attract and retain qualified employees in a competitive labor market. For a long time, traditional group health insurance was the primary option employers had for providing health benefits to employees. However, rising healthcare costs and other factors have necessitated alternatives, such as the Individual Coverage Health […]

A good health insurance plan can provide important assistance to your clients, but there are countless options available for businesses. What can you do to ensure you offer a personalized and impactful service that provides effective coverage and helps clients understand the common issues? If you’re a broker, creating a clear path for your clients […]