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2027 FSA Contribution Limits Announced
The IRS announced the new limits on November 5, 2026. Highlights of changes coming in 2027: FSA Contributions: Contributions to a healthcare flexible spending account have increased $100 to $3,500 – up from $3,400 in 2026. FSA Carryover Amount: If…
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Cost-Containment Strategies by Employer Size: Small-Group vs. Large-Group
Managing employee health benefits is a pressing challenge for employers, regardless of industry or headcount. Costs may rise, carrier renewals can come with unwanted surprises, and the responsibility to protect budget and benefits packages can continue to grow. The available…
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The Difference Card Helps Automobile Dealership to Improve Health Benefits and Save Over $400,000 Annually!
A car dealership company located in the suburbs of Los Angeles, Southern California, was facing rising healthcare costs for its employees. With over 250 employees and 229 of them enrolled in its health plan, the dealership was seeking a way…
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Are You ERISA Compliant? Follow This Checklist
The Employee Retirement Income Security Act of 1974 (ERISA) sets the minimum standards for most retirement and health plans offered by private companies. It aims to protect employees’ interests, preventing responsible entities from misusing a plan’s assets. However, navigating compliance…
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Daniel Tillman of Foundation Risk Partners Helps Florida County Government Save $120,000 on Healthcare Costs
A Strategic Partnership with Difference Card Delivers Meaningful Savings and Improved Benefits for Florida Public Sector Employees The Difference Card is proud to recognize Daniel Tillman, Northeast Florida Territory Sales Leader at Foundation Risk Partners (FRP), as our Broker of…
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The Broker’s Case for HSA-Paired Plans: More Savings, Stronger Retention
A well-designed health savings account (HSA)-paired health plan does more than lower an employer’s costs. It strengthens the broker relationship by giving employers a clearer reason to stay through renewal season and giving brokers stronger proof points to bring back…
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Higher Education Institution Avoids $1.9 Million in Health Insurance Costs with Difference Card’s PLUM Solution
See how a strategic provider search solution helped a higher education employer reduce its health insurance renewal from 35% to 11% while empowering employees to make smarter healthcare decisions. The Challenge: A 35% Health Insurance Renewal Threatens an $8.3 Million…
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How To Present an HSA To Your Employer Clients
Your employer clients are bringing up health savings accounts more than they used to. That’s not a mere coincidence. Renewal costs keep climbing, and you’re often the one who has to turn that pressure into a plan that employers feel…
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Dependent Care FSA: Eligible Expenses, Limits, and Employer Guide
A dependent care flexible spending account (DCFSA) can help reduce costs for both employees and employers when employees participate. Employees can set aside pretax dollars for eligible childcare and adult dependent care expenses, while employers may lower payroll tax exposure…
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What Is a Health Reimbursement Arrangement (HRA)?
A health reimbursement arrangement (HRA) is an employer-funded benefit that reimburses employees for qualified healthcare expenses on a tax-free basis. As traditional group health plans become more expensive and harder to manage, many employers are looking for more flexible options.…
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