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Declaring Independence from Traditional Benefit Plans

July 17, 2024

In the July episode of Cup of Joe, we had the pleasure of welcoming a special guest known for his innovative approach to healthcare benefits, Lester Morales. As the CEO and Founder of NextImpact, Lester has been a pioneer in thinking outside the box when it comes to building health plans. We caught up with […]

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Sunscreen and Strategies: Summer Prep for Stress-Free Renewals

June 12, 2024

Cup of Joe | Ep. 6 – June Welcome to the June episode of Cup of Joe with Difference Card CEO Joseph Donovan! In this episode, Joe brings a fun and insightful comparison between the importance of sunblock in the summer and the necessity of proactive planning for your employee benefits. As the days get […]

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The Broker’s Forecast: Insurance Trends Shaping 2024

Broker forecast
June 10, 2024

The insurance industry has evolved over the years. Insurance providers and brokers must know the trends and continuously adjust operations to meet the market demands. Common strategies include adopting technology and expanding services to accommodate customer needs. While these solutions are generally helpful, brokers must implement strategies to harness their full potential. Producers who want […]

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A Double Shot of Joe: Insights from Joe Lawler on Healthcare Solutions

May 16, 2024

Cup of Joe | Ep. 5 – May In the bustling city of Newport, RI, amidst the buzz of the 2024 Difference Card growth conference, Joseph Donovan, CEO of The Difference Card, sat down with Joseph Lawler of USI Insurance Services for an enlightening conversation. The fifth episode of Cup of Joe podcast series brought […]

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How Technology Can Empower Health Insurance Brokers

Broker Speaks with Client
April 15, 2024

It’s no secret that technology has impacted almost every facet of modern life. One of the last industries to join this technological revolution is health insurance brokers, who often use paper-based processes or standalone systems. As more companies demand tools and technology that can help them serve a younger workforce, health insurance brokers must quickly […]

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Brewing Up Success: Hot Takes on Prospecting

April 15, 2024

Cup of Joe | Ep. 4 – April Welcome back to another exciting episode of Cup of Joe! In the latest Cup of Joe episode, Joe Donovan, CEO of Difference Card, brings a steaming cup of wisdom to the table. Episode 4 promises a flavorful blend of tax-day musings and candid conversations on mastering the […]

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How to Combat High Healthcare Costs

How to Combat High Healthcare Costs
April 3, 2024

American healthcare costs have always been high — yet the Centers for Medicare and Medicaid Services predicts they will increase by another 5% throughout 2024. Companies that provide job-based healthcare will feel the impact more severely, triggering them to shop around for better products. As a producer, you have the task of finding ways to reduce healthcare costs and […]

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The Most Popular Benefits to Offer in 2024

Employee Benefits
March 7, 2024

Most Popular Employee Benefits to Offer in 2024 Employee benefits are indicative of a workplace that values and supports its employees. A comprehensive employment package is vital in today’s competitive job market. As individuals become increasingly aware of the norm in employment benefits, what you add to your offer will showcase a well-rounded work environment […]

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The Best Ways to Help Clients Manage Group Insurance Costs

March 7, 2024

Request a proposal Employers find it important to provide a comprehensive benefits package to attract and retain employees. As an insurance broker, you must make this easier for employers by reducing the costs as much as possible. Group health insurance plans are an effective way to lower employee insurance costs, and you can reduce the […]

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