Spotlight of the Month on Difference Card Broker Partner, Nicole De Partee

August 31, 2022

Congratulations to Nicole De Partee, of HUB International, for being recognized as our Broker Partner of the Month for August 2022! Nicole De Partee is an Account Executive at HUB International in the California market. Nicole partnered with The Difference Card renewal team made up of Jourdan Englert, Michelle Ronan and Veronica Jentsch to help […]

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Introducing The Difference Health Plan

A New Self-Funded Health Insurance Solution for Small to Mid-Size Businesses  Moving from a fully insured health plan to a self-funded one can be daunting. It’s intimating to take on the risk of full claim exposure.   Request a Proposal With The Difference Health Plan, you get complete confidence that we will guide you or your client […]

How Does The Difference Card Work?

A Member’s Guide to Understanding The Difference Card Have you ever felt overwhelmed by the rising costs of healthcare? It’s no secret- healthcare costs have risen dramatically in the United States over the past several decades. For those with employer-provided healthcare, average annual premiums for family coverage rose 37% from 2015 to 2020. At The […]

Which Health Insurance Solution is Right for Your Client?

The Difference Card offers a wide range of products to fit any client’s needs. Request a Proposal Cost Containment Solutions   Difference Card MERP Take your health insurance savings strategy to the next level with a Difference Card MERP The Difference Card specializes in administering Medical Expense Reimbursement Plans (MERP). This IRS Section 105 Plan […]

FSA Eligible Sunscreen with Skincare Benefits

Summer is in full swing and you’ve probably been enjoying the extra daylight, warm temps, and (hopefully) slower days. But sometimes swimming, time spent outdoors, and long walks with your dog can result in damage from the sun like skin irritation from sunburn, dry skin, or even uneven patches. So how do you take care […]

August Case Study: Nonprofit Client Saves $242,154 Using The Difference Card

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a nonprofit client build the most cost-effective healthcare plan for their August renewal. The client was receiving a 55% renewal increase from Anthem. The firm’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal and […]

Spotlight of the Month on Difference Card Broker Partner, John Burgert

July 27, 2022

Congratulations to John Burgert, of Lillis, McKibben, Bongiovanni & Company, for being recognized as our Broker Partner of the Month for July 2022! John Burgert is the Director of Employee Benefit Services at Lillis, McKibben, Bongiovanni & Company, a United Benefits Advisor (UBA) firm. John partnered with Difference Card Senior Consultant, Rachel Wilburn, from The […]

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HDHP vs. PPO

When choosing a healthcare plan, you may come across a few options. One of these plans is a high deductible health plan (HDHP). The other is a preferred provider organization (PPO). Employers typically offer both of these options. Each has its pros and cons, which can make deciding between them a challenge. Selecting the right […]

3 Reasons Outsourcing COBRA Might Be Good for Your Business 

COBRA healthcare insurance has detailed requirements and deadlines for employers to manage. Companies administering COBRA must keep records, collect premium payments and notify eligible beneficiaries. Compliance with COBRA can be tricky to achieve, yet it’s essential for avoiding non-compliance penalties and fees. Request a Proposal Many companies outsource COBRA administration instead of managing it internally. […]

July Case Study: Education Client Saves $237,287 Using The Difference Card

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped an education client build the most cost-effective healthcare plan for their July renewal. The client was receiving a 46.5% renewal increase from Humana. The firm’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal and […]