Blog

Announcing Our Partnership with the Arbor Day Foundation

Making a difference with Arbor Day Foundation
January 18, 2023

The Difference Card is committing to a sustainable partnership for the future. Climate change is the biggest challenge facing the health of our planet. And while it will take many solutions working together to make a difference, trees are a proven, natural approach that can be implemented quickly to pull carbon dioxide out of the […]

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52 Motivational Quotes for HR

52 Motivational Quotes for HR in 2023
January 17, 2023

A recent Gallup study shows that Employees work 20% better when motivated and are 87% less likely to resign. Motivated Employees are found to continuously search for ways to improve productivity and ensure efficiency within the workplace. The same study found that highly engaged teams see an increase in profitability by 21%. Here at The […]

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January Case Study: Technology Client Saves $901,347 on Renewal!

January 9, 2023

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped a technology company build the most cost-effective healthcare plan for their January renewal. The client was receiving a 20% renewal increase from Cigna. The firm’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal, while […]

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Health Savings Account Telehealth Flexibility Signed Into Law

Telehealth flexibility extended for 2 years
January 9, 2023

A two-year extension to the CARES ACT provision allows telehealth services to be covered by HSA-qualified HDHPs before meeting the deductible In December, Congress passed an end-of-the-year $1.7 trillion omnibus spending package. President Biden signed the spending package into law, setting into motion many healthcare policy changes. Included in these policies priorities- the extension of […]

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Spotlight of the Month on Difference Card Broker Partner, Joanna Wolf

Joanna Wolf - VP at HUB International
December 27, 2022

Congratulations to Joanna Wolf, of HUB, for being recognized as the Difference Card Broker Partner of the Month for December 2022! Joanna Wolf is a Vice President at HUB International in the Pittsburgh, Pennsylvania market. Joanna partnered with Rachel Wilburn from The Difference Card team to help several employers reduce their health insurance renewals, while […]

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Increased Interest Rates for Difference Card HSAs Will Take Effect January 1, 2023

Increased Difference Card HSA Interest Rates for 2023
December 19, 2022

The Difference Card is committed to providing our partners with market-leading HSA solutions. In this spirit, we are pleased to announce that higher interest rates are coming to all Difference Card HSA account holders. This change benefits account holders with HSAs custodied by Difference Card, for both the Traditional and High-Yield interest options. Discover Our […]

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December Case Study: Charter School Client Saves $179,075 on Renewal!

Difference Card case study for charter school saving $179,075 on healthcare renewal
December 13, 2022

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a charter school build the most cost-effective healthcare plan for their December renewal. The client was receiving a 43.5% renewal increase from Highmark BCBS. The firm’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal, […]

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How to Offer and Set up an HSA for Employees

How to Offer and Set up an HSA for Employees
November 22, 2022

Traditional group health insurance costs have risen steadily over the years, making high deductible health insurance plans with health savings accounts (HSA) a more attractive option for employers and their workers. Many companies are beginning to offer employer-sponsored HSAs to help employees cover healthcare costs. HSAs are a type of personal savings account individuals can […]

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PCORI Fees Announced for 2023 for Self-Insured Health Plans

November 17, 2022

Patient-Centered Outcomes Research Institute (PCORI) Fees Updated by IRS On November 14, 2022, the IRS released Notice 2022-59 which updated the amount of the Patient-Centered Outcomes Research Trust Fund fee that self-insured health plans must pay for plan years ending on or after October 1, 2022, and before October 1, 2023. The applicable dollar amount […]

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