A car dealership company located in the suburbs of Los Angeles, Southern California, was facing rising healthcare costs for its employees. With over 250 employees and 229 of them enrolled in its health plan, the dealership was seeking a way to reduce its $2 million annual health insurance expenditure. At the time, the company was […]

The Employee Retirement Income Security Act of 1974 (ERISA) sets the minimum standards for most retirement and health plans offered by private companies. It aims to protect employees’ interests, preventing responsible entities from misusing a plan’s assets. However, navigating compliance on your own can get complicated. It’s easy to miss deadlines and lose documentation without […]

A Strategic Partnership with Difference Card Delivers Meaningful Savings and Improved Benefits for Florida Public Sector Employees The Difference Card is proud to recognize Daniel Tillman, Northeast Florida Territory Sales Leader at Foundation Risk Partners (FRP), as our Broker of the Month! Daniel has demonstrated a commitment to helping employers navigate the challenges of rising […]

A well-designed health savings account (HSA)-paired health plan does more than lower an employer’s costs. It strengthens the broker relationship by giving employers a clearer reason to stay through renewal season and giving brokers stronger proof points to bring back year after year. High-deductible health plan (HDHP) enrollment continues to climb. Thirty-three percent of covered […]

See how a strategic provider search solution helped a higher education employer reduce its health insurance renewal from 35% to 11% while empowering employees to make smarter healthcare decisions. The Challenge: A 35% Health Insurance Renewal Threatens an $8.3 Million Benefits Budget Higher education institutions face increasing pressure to manage rising healthcare costs while continuing […]

Your employer clients are bringing up health savings accounts more than they used to. That’s not a mere coincidence. Renewal costs keep climbing, and you’re often the one who has to turn that pressure into a plan that employers feel good about. Total health benefit cost is on pace to exceed $18,500 per employee in […]