Blog

HDHP vs. PPO

July 26, 2022

When choosing a healthcare plan, you may come across a few options. One of these plans is a high deductible health plan (HDHP). The other is a preferred provider organization (PPO). Employers typically offer both of these options. Each has its pros and cons, which can make deciding between them a challenge. Selecting the right […]

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3 Reasons Outsourcing COBRA Might Be Good for Your Business 

July 19, 2022

COBRA healthcare insurance has detailed requirements and deadlines for employers to manage. Companies administering COBRA must keep records, collect premium payments and notify eligible beneficiaries. Compliance with COBRA can be tricky to achieve, yet it’s essential for avoiding non-compliance penalties and fees. Many companies outsource COBRA administration instead of managing it internally. This solution can […]

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Introducing The Difference Benefits Admin System!

May 10, 2022

The Difference Card is excited to announce the launch of our new Employee Benefit Administration System! The Difference Benefits Admin System is a comprehensive suite of products including a new online enrollment services platform, HR Portal, COBRA Administration, and our interactive benefit decision tool: DANNY! With the new Difference Benefits Admin System, you will have […]

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10 Tips to Take Advantage of Your Employee Benefits

April 19, 2022

You should never leave money, or in this case, benefits on the table. When it comes to your employee benefits, it can be difficult to fully understand how to make the most of what your employer offers, but that’s what we’re here for. What are employee benefits? Employee benefits are provided to you by your […]

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How Can You Contribute to an HSA?

April 6, 2022

Many Americans are creating Health Savings Accounts (HSAs) to save money for healthcare costs. Your employer may offer a Qualified High Deductible Health Plan (QHDHP) in your benefits package. You may also have the option to utilize an HSA as a self-employed freelancer. You can use the funds from this savings account to fill in […]

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What could your education clients do with an extra $400,000 in savings?

March 23, 2022

Better Benefits for Educators Are your clients considered Educators, Directors, School Boards, Teachers, Charter Schools, Private Schools, Public Board of Education, Universities, or Early Education Centers? The Difference Card has a long-standing relationship in helping these clients create the BEST employee benefit package for teachers, while often saving the employer hundreds of thousands of dollars. […]

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Supply and Demand: Why Are Healthcare Costs Rising?

March 1, 2022

The U.S. spends $4.1 trillion a year on healthcare — more than any other country in the world — and that number is steadily rising. Internal factors within the healthcare system are driving prices up. Meanwhile, the combination of an aging population, unaddressed health issues and COVID-19 is straining the system like never before. The […]

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Attracting Top Talent & Reducing Employee Turnover with Better Benefits

February 23, 2022

By now you have been made aware that we are in the midst of a Great Resignation. In 2021, employee turnover reached an all-time high- but why? The Pandemic was a major factor in the high employee turnover experienced in 2021, but it isn’t the only factor. According to a survey by Joblist the top […]

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Do you LOVE Sweet Benefits?

February 14, 2022

Here at The Difference Card, we pride ourselves on delivering sweet benefits at an even sweeter cost. Discover how sweet benefits were for these clients in our Valentine’s Day Case Study Roundup. July 2021 Case Study Law Firm goes from 12% Renewal Increase to -4% using The Difference Card   Read the full July Case […]

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