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Celebrating 25 Years of Innovation: A Conversation with Difference Card Founder, Paul Staubi
As The Difference Card celebrates its 25th anniversary, we had the privilege of sitting down with our founder, Paul Staubi, to reflect on the company’s beginnings, its evolution, and its lasting impact on the healthcare benefits industry. What started as…
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16 Lessons in 16 Years: Celebrating The Difference Card’s Values in Action
As The Difference Card celebrates an incredible 25 years, we’re also celebrating the people who bring our mission to life every day. One of those people is Loretta Silecchia, whose 16-year journey with TDC reflects the heart of who we…
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Difference Card Broker of the Month: Congratulations to Steve Freeman, USI San Francisco
The Difference Card is proud to recognize Steve Freeman of USI’s San Francisco office as our Broker of the Month, spotlighting his commitment to innovative healthcare cost-containment strategies and his strong partnership with the Difference Card consulting team. Steve is…
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Stop-Loss Insurance for Brokers: Specific vs. Aggregate, Lasers, and Corridors
Employers have a responsibility to find the most valuable health benefits for their employees. However, it is easy to overlook the considerable impact that medical expenses have on businesses. Confidently explaining why stop-loss insurance is a viable option to help…
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The Difference Card Welcomes New Leaders for Technology and Risk Management
Greenwich, CT – The Difference Card, a leading provider of cost-effective health insurance solutions, announced today that two new leaders, Richard Perrin and Matthew Hegarty, will be joining the team to manage the Technology and Underwriting Departments. Richard Perrin has been named Chief Technology Officer at The Difference Card, bringing more than 15 years of experience leading…
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New York Nonprofit Reduces Health Insurance Costs by $130,000 Guaranteed with The Difference Card PLUM Solution
A nonprofit social services organization located in Upper Manhattan was facing a significant financial challenge after receiving a 16% health insurance renewal increase from its incumbent carrier. With 125 employees enrolled, the increase would have driven the organization’s annual healthcare…
Read MoreJoseph Donovan shares an open message about The Difference Card’s milestone of 25 years in business. To our Team, Clients, Members and Broker Partners: Twenty-five years ago, The Difference Card began with a simple idea and a deep sense…
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Difference Card Celebrates 25th Anniversary with $2 Billion in Savings!
Difference Card clients have saved $2.1 billion in healthcare expenses since its founding in 2001. Greenwich, CT – The Difference Card, a leading provider of cost-effective health insurance solutions, proudly commemorates its 25th anniversary this year. Since its founding in 2001, The Difference Card has helped clients achieve an average net savings of 18.2% a year, resulting in $2.13…
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Self-Insured vs. Fully Insured Health Plans for Employers
Employee health insurance plans that balance comprehensive benefits with affordable premiums have become increasingly hard to find, often forcing employers to make tricky compromises. While self-insured plans offer flexibility, fully insured plans shift risk to the provider — but often…
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HMO vs. PPO vs. EPO: Which Health Insurance Plan Is Right for You?
If you’re looking for your next health insurance plan, you already know that there are countless options to choose from, ranging from providers to networks to coverage types. As if navigating the health insurance market wasn’t already challenging enough, companies…
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