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Community Health System Partners with The Difference Card to Streamline Administration and Elevate Employee Experience
A large, independent health system in Pennsylvania—employing over 1,500 healthcare professionals—was seeking to enhance its employee benefits offering while relieving the administrative burden on its human resources team. With over 300 participants enrolled in a Flexible Spending Account (FSA) and…
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Empower Your Wellbeing with Our New Wellness Resources
We’re excited to announce a powerful new way for Difference Card members to take charge of their health and wellbeing! Introducing our refreshed and modern library of wellness videos — a dynamic collection of expert-led sessions designed to support your…
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May Spotlight of the Month: Celebrating Difference Card General Agent Partner, Ari Wind
At The Difference Card, we believe in celebrating the partners who help us drive meaningful healthcare savings for clients across the country. This month, we’re proud to shine our Spotlight on Ari Wind from the BenefitMall New York team—a standout…
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What Is Cost Containment in Healthcare?
Rising medical costs are a top concern for employers, employees, and health plans. In response, cost containment in insurance steps up with programs, processes, and strategies designed to control or reduce healthcare spending without compromising care quality. Cost containment means…
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MERP Compliance and Financial Considerations
Knowing how to manage a Medical Expense Reimbursement Plan (MERP) in compliance with federal regulations is important for helping your clients maintain the financial benefits of the healthcare program. As an insurance broker, you should be up to date with…
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What Happens to Your HSA if You Leave Your Job?
If you’ve been laid off or decided to leave your job, you may be wondering what will happen to your health savings account (HSA). Since you own the HSA, it’ll follow you wherever you go. This means you’ll still have your HSA, whether employed,…
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The Official MERP FAQ
As healthcare costs rise, companies need options to help their employees afford quality care while minimizing employer expenses. Medical Expense Reimbursement Plans (MERP) are among the insurance producer’s most effective tools for creating win-win group coverage solutions, but they’re also…
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Healthcare Technology Company Saves Over $150,000 in Guaranteed Health Insurance Costs
A biotechnology company based in metropolitan Boston, employing over 200 people, sought to reduce their escalating health insurance expenses while enhancing employee benefits. Facing more than $4 million annually in fully insured premiums across four health plan options, the company…
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April Spotlight of the Month: Celebrating Difference Card Broker Partner, Steve Brazinski
At The Difference Card, we are proud to shine a light on the brokers who go above and beyond to bring meaningful, cost-effective benefits solutions to their clients. This month, we are excited to feature Steve Brazinski of Anderson & Kime…
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Understanding Self-Funded Insurance Plans vs. MERP Products: Key Differences and Considerations
Health insurance costs have been rising for years, and experts predict the trend will only continue. Many businesses are turning to other health insurance benefits, like self-funded health insurance plans and medical expense reimbursement plans (MERP)), to lower their spending. Self-funded and MERP…
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